What are the top five banks that use card risk control?

When it comes to consumption restrictions, I have to mention Guangdong Card, which is the most common one. In recent months, there are countless restricted customers, most of whom are long-term abnormal consumption or long-term empty cards. At this time, it is still beneficial to brush more network card transactions, which may lead to a large amount of actual consumption and solve the problem faster.

Second place: China CITIC Bank

Citic, commonly known as the "iron cock", of course, the bank's risk control can not be less, and CITIC's downgrade is also thorough. Two consecutive drops or three consecutive drops are very common.

Third place: Ping An Bank

Ping An Bank's risk control is the strictest in the industry, and it is blacklisted by Ping An, so the card cannot be brushed away. Many card friends used to swipe their cards without points. This year, they directly cashed in offline consumption points. It can also be seen that Ping An needs to strengthen management, and most of the targeted card friends will have a decline of more than 20%. Through the over-limit small repayment function, you can avoid being exempted.

Fourth place: Bank of Communications

Bank of Communications is a big risk control company, and it raises the amount quickly with the card, and the speed of raising the amount is the same as that of China Merchants Bank; However, if the long-term minimum repayment amount is easy to be reduced, such as the card is not standardized, and the risk control message from Bank of Communications is received, this is the so-called "reduction".

Fifth place: Industrial and Commercial Bank of China