What does it mean not to close the case after the bank card negotiates repayment?

If the repayment is made, contact the bank staff, go to the court to make it clear, and just drop the case and close the case.

If it is a civil lawsuit, if you pay back the money to the bank, the bank will not withdraw the lawsuit, and the court will also make a conciliation statement or make a judgment. But whether it is mediation or judgment, you have fulfilled it and should close the case. If you have a criminal record, the bank should have blacklisted you. You can find a bank to negotiate to remove the blacklist and restore credit. If you have a criminal record, that is, the procuratorate has filed a public prosecution, and the bank is a criminal case with an incidental civil action, then the reconciliation between you and the bank will not affect the criminal case. Look at the verdict and see how it is decided. If so, there is no way to cancel your criminal record, because it is your criminal record.