Huaian provident fund telephone consultation

The telephone number of Huai 'an Provident Fund is 0517-8356611.

Provident fund withdrawal process:

1, house purchase withdrawal. When using this method to withdraw the provident fund, you can directly withdraw it in full from the housing provident fund management center;

2. Housing loan withdrawal. In the absence of binding provident fund repayment, if there is a mortgage to be repaid at present, the provident fund can be withdrawn once a year to repay the loan according to regulations;

3, the use of rental contracts to extract provident fund. Now, many regions have implemented such regulations. If employees rent a house, they can use the lease contract to withdraw the provident fund from their accounts. However, it should be noted that there will be a limit on the withdrawal of the provident fund, and the amount of withdrawal of the provident fund should be within the amount of one year's rent payment. However, if you want to withdraw all the provident fund, you need to meet more conditions, and it is not enough to withdraw it by renting a house;

4. Extraction of house decoration. Housing renovation or renovation of old houses can also apply for withdrawal of provident fund. After providing the certification materials such as the decoration entrustment contract with the decoration company, it can be extracted. The staff of the provident fund management center will also inform you of the specific materials you need in advance;

5. The court decided to withdraw the provident fund. This way of withdrawing provident fund is rarely encountered. For example, they owe others a lot of money, and they have never paid it back. If someone sues through the court, the court will decide to take the money out of the provident fund account and transfer it to someone else's provident fund account. This extraction method is theoretical, and if it is really implemented, the procedures are more complicated.

Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

(six) the rent exceeds the prescribed proportion of family wage income.