How to sue for collection

Credit card violence collection can complain to the institution, report to the police or bring a lawsuit to the court.

Physical conflicts and other violent collection behaviors, then you can call the police in time, ask the police for help, and of course you need to collect relevant evidence.

The following is Bian Xiao's detailed answer to the question of how to complain about owing multiple credit cards without being violently collected.

1. How to complain if there is more than one credit card arrears and it has not been collected by violence?

1. Collect evidence and report in time. If banks or collection agencies harass cardholders by SMS, bombard them by phone, or expose their private information, or even reveal the news in communication, then it is necessary to collect effective evidence such as telephone recordings and SMS screenshots, and report them to the banking regulatory bureau, the police and other institutions, or make complaints on platforms such as gathering complaints.

2. Call the police and ask the police for help. If you call the police just because the credit card is overdue, the police will generally ignore it because it is a civil dispute. However, if there are violent collection behaviors such as illegal detention, slander and abuse, and physical conflict. In the process of collection, you can call the police in time and seek police help. Of course, you need to collect relevant evidence.

3. Bring a lawsuit to the court If the violent collection by the collector infringes on the cardholder's privacy and reputation, such as sending a group address book and publishing rumors, the cardholder can keep the evidence, bring a lawsuit to the court, safeguard his legitimate rights and interests through legal means, and at the same time, he can ask the collector to compensate himself.

2. Will you go to jail if you are sued for a credit card dispute?

1, fraud, but not borrowing.

Credit card fraud is a kind of fraud, not because of arrears, but because of fraud.

There is a certain reason why it hasn't happened yet. I didn't take the initiative to avoid debt, and I wanted to cheat myself of the money in my credit card. And I didn't lose contact, and I took the initiative to contact the bank for repayment. This is not fraud.

Third, what will happen if the credit card is not prosecuted as a dishonest person?

1, name, ID number and other information will be published on "China Administrative Information Open Network";

2 restrictions on the use of aircraft, soft sleeper trains, ships and other means of transportation above the second class;

3, restrict access to high-end consumer places such as hotels, hotels, golf courses, etc. ;

4. Restrict loans to buy a house, a car or rent high-end office buildings and apartments;

5. Can't travel for a holiday or hold important positions such as company executives;

6. Children are restricted from attending high-consumption private schools;

7. Can't buy insurance wealth management products with high premiums;

8. The operation of related enterprises is limited;

9. Other high consumption behaviors that are not necessary for life and work.

There is a certain reason why it hasn't happened yet. I didn't take the initiative to avoid debt, and I wanted to cheat myself of the money in my credit card. And I didn't lose contact, and I took the initiative to contact the bank for repayment. This is not fraud.

The above is the content compiled by Bian Xiao. If there is a dispute, it is still necessary to analyze the specific problems. If you can't solve your problem, you can consult a creditor's lawyer. There is a team that specializes in handling credit card and online loan disputes. If necessary, you can click on the link below to consult a professional lawyer.