Is it credible to send and receive such short messages after the installment is overdue?

Under normal circumstances, the customer service staff will threaten you and hand you over to the court, which is true and credible, because for a special loan platform, their legal conditions are very sufficient, and there is a special team of lawyers to help them collect debts. Even if they encounter any problems in the future, their team of professional lawyers will help them win the lawsuit, and they will not default on their debts. For this reason, it is your own reason to pay off debts, which is a very reasonable thing.

However, due to the limited number of employees in installment music, it is very likely that installment music will hire other collection companies for telephone collection when collecting money manually. In this case, the authenticity of text messages and phone calls may not be guaranteed. Because the employees of other collection companies are not directly under the jurisdiction of installment music, installment music cannot standardize the collection methods and methods of employees of other collection companies.

So when we are overdue, some short messages sent by the collection staff just want to scare you. They are likely to make your overdue repayment more serious than it actually is, and try harder to describe the consequences after your overdue repayment, thus stimulating you to repay in time.

Therefore, employees of installment music may publish some false results and comments when collecting overdue accounts. We should judge rationally according to the actual situation, and we can't believe it all. If the related employees of online loans use language threats or violent coercion in the collection process, which has a serious impact on your real life, then we can choose to call the police, because this collection method is against the laws of our country, and we can apply for the help of the local public security organs.

Therefore, when we make online loans, we must repay them in time. In the face of the collection of relevant personnel, we must maintain rational analysis and solve problems.