Are you really coming to collect the license plate?

It may be true. It is recommended to repay the loan as soon as possible, and the overdue is serious: First, bear the high overdue fee. For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue. Second, undertake the fancy collection of the platform. Collection is generally divided into three stages: the first stage, just a few days after the deadline, the platform customer service will gently remind you that it is overdue. Please pay back on time. In the second stage, if it is overdue for a long time, the platform customer service will give a serious warning and threaten to face serious consequences. In the third stage, if it is overdue for a long time, the platform will no longer persuade each other and start practical actions. There are many kinds of practical actions, such as: the platform pushes your arrears information to your relatives and friends, making you humiliate yourself in the circle of friends, arranging special collectors to come to the door to collect money, and communicating face to face to collect money. Of course, these are still relatively mild. Some platforms outsource collection, and special collection companies collect them. The collection company "violent collection" that broke out some time ago believes that borrowers are not willing to encounter it. Third, the People's Bank of China is tainted. At present, most online lending platforms have not been connected to PBOC's credit information system, but it has become an inevitable trend to connect to PBOC's credit information system. In the future, if the online lending platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China, just like bank loans and credit cards that are overdue, causing credit stains. If the previous consequence is only losing face, then the stain of credit information will affect real life, and there is no way to borrow money if you want to buy a house, no way to mortgage if you want to buy a car, and so on. Fourth, the defendant went to court. If the loan is overdue for a long time or deliberately not paid back, after the amount exceeds 2000, it can already constitute a fraud crime and is in danger of being sued by the online lending platform. Once the court decides that the online lending platform wins the case, the borrower not only has to pay the money that needs to be repaid, but also pays the litigation costs and huge fines of both parties, and even faces jail time. Legal basis: Article 313 of the Criminal Law of People's Republic of China (PRC) refuses to carry out the judgment or ruling of the people's court, and if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a particularly serious fine, and shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.