I didn't apply for time staging, and suddenly sent a text message saying that the loan failed.

the lender filled in the contact number incorrectly.

the phone number of the lender may be similar to yours, and it was accidentally filled in incorrectly when filling in the reserved phone number. It is an emergency contact person for loans from relatives and friends, and the platform will find itself when it can't contact relatives and friends who borrow money.

It is also possible that one's own information has been leaked, and others have made fake loans. I suggest that you check if there are any other loan records. It is also possible that the guarantor filled it out by yourself when someone you know took out the loan. If you can't solve it, you can call the police.