Has anyone used Weidai.com? What do you think? Is it reliable?

1. Has anyone used Weidai.com? What do you think? Is it reliable?

My colleagues in the company are using it. I just downloaded it last month and bid a comprehensive lending rate of about 7.8% for the novice period. The money was received yesterday. The overall feeling is not bad. I am ready to bid on others to try. !

2. Is the micro-loan on mobile phone reliable?

Weili-loan is definitely reliable. Not all WeChat has micro-loan, but it should be formulated according to personal consumption. Yes, Weilidai is a financial product of Tencent and is very trustworthy.

3. Is Weilidai reliable for borrowing money? Tencent’s official formal platform

Micro-loan borrowings on WeChat are reliable because:

1. Micro-loan is WeBank’s credit revolving consumer loan product. Obtained a financial license issued by the Shenzhen Banking Regulatory Bureau. It is a formal bank approved by the China Banking Regulatory Commission and holds a financial license (it is also the first private bank and Internet bank in China).

2. At present, the micro-loan system adopts the invitation method, so not every user can apply for micro-loan. Only high-quality users with good credit may be invited to obtain the qualification (invited users can You can see the micro-loan entrance on the WeChat service interface and the QQ wallet of mobile QQ, and you can obtain a loan limit of up to 200,000 yuan).

3. Whether qualified users can successfully borrow money must go through a comprehensive evaluation by the system (the amount of a single loan is between 1 million and 40,000, and the daily interest rate is 0.02%- between 0.05%).

4. Microcredit loan and repayment status will be recorded in the personal credit report. If a payment is late, the relevant information will also remain on the credit report.

4. Are micro-loans reliable? Why do we need to charge additional handling fees?

It is recommended to apply for a loan through bank channels. If you have a CMB savings card, you can log in to CMB mobile banking and click Home → All → Loans → I want to borrow money → Try to apply for a good term loan .

The loan amount: the minimum is not less than 500 yuan and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;

Repayment method: equal amounts Repayment of principal and interest;

Loan term: supports 3, 6, 12, 18, and 24 monthly installments;

Borrowing fee: The reference daily interest rate is 0.045%, please display it on the interface. shall prevail; no platform service fee will be charged.