Is there such a provision in the bank's entrusted loan notice? please help

Bank entrusted loan notice **Financial Management Department reviewed by the bank** Mr. **’s personal loan procedures are complete and in compliance with the personal loan policy. The bank agrees to grant the loan. The loan amount is 10,000 yuan. The loan period:* *month, the borrowing interest rate is: monthly interest 1. Borrower's account number: * ******** **** (** Bank) The borrower should pay 50,500 yuan as a loan to ensure that he has sufficient ability to repay the loan. After review by the bank, the loan will be confirmed If the borrower has sufficient ability to repay the loan, the lender shall immediately remit 5,000 yuan, or the loan amount of 10,000 yuan, to the borrower's account, totaling RMB: 15,000 yuan. If Party A fails to pay Party B's loan amount and the amount paid by Party B on time, Party B has the right to file a civil lawsuit with the People's Court. Party A: ** Small Loan Co., Ltd. Party B: ** Small Loan Co., Ltd. Approver: XX