How to inquire about Huaxia's credit card limit

What is the general credit card limit of Huaxia _ How to inquire?

What is the general credit card limit in China?

Huaxia Bank has an ordinary card quota of 2000-20000 yuan, a gold card quota of 5000-50000 yuan and a titanium card quota of 20000-200000 yuan. If it is the first time to apply for Huaxia Bank Puka, the quota is generally around 5,000 yuan. Of course, the applicant's credit status is the main reason that affects the credit limit. For applicants with more personal assets and good credit, it is normal that the credit limit exceeds 10000 yuan. For applicants with low income, no house, no car and no deposit, there may be a quota of around 2,000.

Huaxia credit card limit inquiry

There are many ways for Huaxia Bank to check the credit card limit, and I have summarized six methods.

SMS inquiry: Edit the last four digits of the SMS leaf and send it to the designated number to inquire about your Huaxia Bank credit card balance. (Mobile phone user:/kloc-0 106575257489095577；; Unicom users:106550571609095577; Telecom users:1065905711009095577)

Online banking inquiry: log in to online banking and select a credit card account, and you can inquire the real-time balance of the credit card in the account details.

Telephone inquiry: Call Huaxia Bank customer service hotline 95577 and follow the voice prompts to inquire about the credit card balance.

Wechat Inquiry: Search and pay attention to the official account of WeChat in Huaxia Bank Credit Card Center, and you can inquire about the bank in "Account Manager-Micro Inquiry".

APP inquiry: Install "Cai Huasheng Live" Huaxia Bank mobile phone customer service APP on your mobile phone, and you can inquire about the credit line through "Account Management" in "Huaxia Finance-Credit Card".

Outlet inquiry: Go to the outlet of Huaxia Bank and ask the counter staff to help you check the balance.

Huaxia credit card limit has been increased.

What we usually call credit card withdrawal actually includes two ways, one is temporary credit extension, the other is long-term credit extension, and the other is temporary credit extension: if you find that the credit limit is not enough when using a credit card, or there will be a big consumption soon, such as traveling abroad, you can call the 24-hour customer service hotline 400-669-5577 to contact the customer service specialist and apply for a temporary credit extension.

Long-term restriction: Cardholders can apply to Huaxia Bank with ID card, Huaxia Bank credit card and recent financial income certificate. Huaxia Bank will review the cardholder's past card use history and repayment records, and adjust the cardholder's credit card limit after the review is passed. If there is a plan to withdraw money, the cardholder can pay attention to the usual way of using the card, such as increasing the frequency of using the credit card, so that the bank can think that you have a strong attachment to the credit card and repay it on time after consumption, which proves that you have enough repayment ability. All these operations help to increase the credit card limit.

How to check the credit card (debit card) of Huaxia Bank?

There are many ways to check the credit limit of Huaxia Bank's credit card (debit card). It is suggested that cardholders pay close attention to the changes of credit limit at any time, plan their overdraft limit reasonably, and avoid causing repayment pressure to themselves.

Huaxia Bank credit card (debit card) checking method;

1, call customer service at 4006695577;

2. "Huaxia Bank Credit Card (Debit Card)", click "Account Manager-Micro Query";

3. Log in to Caihua Life Insurance APP and check the quota on the "My" page;

4. Check the bank through Huaxia Bank credit card (debit card) in official website.

How to inquire about the limit of Huaxia bank card?

1. Mobile banking inquiry: users log in to Huaxia Bank's mobile banking client, click Huaxia Finance-Credit Card-Account Management, and follow the prompts to inquire.

2. Customer service inquiry: The user dials the customer service hotline of Huaxia Bank, enters the ID number and inquiry password, and then operates according to the voice reminder.

3. WeChat inquiry: Pay attention to the official account of "Huaxia Credit Card (Debit Card)" WeChat, and then bind the personal credit card (Debit Card). Then select "Bill and Limit" to query.

4. Inquiring about outlets: Users carry personal ID cards and credit cards (debit cards) to inquire about any outlets of Huaxia Bank.

5. Online banking inquiry: the user logs in to Huaxia Bank online banking, then selects a credit card (debit card) and then selects a line for inquiry.

So much for the introduction on how to inquire about the credit card limit of Huaxia.