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What should I do if I receive a short message from Pudong Development Bank for three consecutive months?
Most people will be told that credit cards are not used for daily consumption, so it is necessary to emphasize normal consumption, and provide consumption vouchers for transactions with objections, such as invoices and POS machine signing. In the case that the credit card is not sealed and there is an available amount, it is proved to be a standard card by swiping it.
Because the PUFA risk control has a 3-month observation period, cardholders can use their cards for at least 3 consecutive months, and their consumption is diversified. The transaction amount matches the type of merchants, so they should pay online as much as possible and swipe their cards during the normal business hours of merchants. Of course, don't forget to pay back on time.
Pufa Wind Control SMS Remarks:
This is a really big deal. In addition to retaining the consumption voucher, it can also be staged. One is to contribute to the bank, and the other is to reduce the repayment pressure. The arrears are apportioned monthly. Within the scope of repayment ability, banks don't have to worry that cardholders have no money to repay.
The short message sent by Shanghai Pudong Development Bank is mainly to remind cardholders that the system has detected that the recent trading methods are not standardized. In order to avoid affecting the credit limit of credit cards, cardholders should use credit cards for personal consumption.
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