I borrowed 13000 yuan from Dafeiyun, which should have been paid back a long time ago, because something happened to me and I lost contact for a year.

Generally speaking, it is effective. It is suggested that both parties negotiate the transfer and keep the transfer bill to prevent unnecessary troubles in the future.

What happens if you don't borrow money?

1. If a lending institution or bank fails to perform the judgment of the court within the performance period after winning the case in court, it will apply to the court for enforcement.

2. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.

3. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.

4. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.