What should Ping An Consumer Finance do if it is overdue?

The overdue records will remain on the credit report, and even after repayment, the overdue records will be retained for 5 years. Overdue records will affect almost all the subsequent financial activities of the overdue person. The humanization of online lending, when you can't pay off your debts at one time, you can choose to call customer service.

Financial activities refer to economic activities directly related to money, currency circulation and credit. Financial activities, as an economic activity, inevitably need a certain subject of economic activities. The subjects of financial activities are mainly enterprises, units, individuals and government departments engaged in various economic activities. In modern economic society, all subjects of economic activities are involved in various financial activities, and they are more and more skilled and frequently involved in financial activities.

Currency circulation refers to the continuous revenue and expenditure movement formed by currency as a means of circulation and payment in economic activities. The currency circulation in society is determined by two links: currency issuance and circulation. Usually distribution is controlled by the state, and circulation is mainly carried out through banks. It is a basic principle of modern financial system that banks can create a large number of circulating currencies when they carry out housing mortgage loans and other businesses.

Commodity circulation is a continuous commodity exchange with money as the medium. If the commodity production process is the unity of labor process and value formation process, then the commodity circulation process is the unity of value realization and use value replacement, as well as the unity of commodity value circulation process and commodity entity circulation process. Compared with the concept of commerce, the concept of commodity circulation has been greatly extended, from the past industrial concept to the industrial concept, and has become the basic industry and leading component of the tertiary industry, including transportation, post and telecommunications, domestic commerce, foreign trade, catering, material supply and marketing, warehousing and so on.