Is there a limit for inter-bank transfer of CCB?

Under normal circumstances, the provisions of the transfer limit are different for different inter-bank transfer methods of China Construction Bank.

There is no limit on the inter-bank transfer of CCB counters; The inter-bank bill transfer limit of online banking is 500,000 yuan, and the maximum daily limit is 5 million yuan.

According to different authentication methods, the limit of interbank transfer in mobile banking is different. The single limit of SMS dynamic password plus social security binding authentication for a class of accounts is 500,000 yuan, and the single-day transfer limit is 6,543.8+0,000 yuan. The limit of single and single-day transfer for the second-class account is 1 10,000 yuan.

Inter-bank transfer type:

1. Inter-bank transfer through online banking. Generally, it takes a relatively short time to transfer money through online banking, usually within 1 working day, and within 2 hours. Individual banks may need a long time, but the normal transfer will not exceed 3 working days.

Second, mobile banking interbank transfer, mobile banking interbank transfer users can choose two ways: immediate arrival and delayed arrival. Generally, the account can be received immediately within 2 hours at most, and it can be received within 1-3 working days after the delay.

Third, bank counter cross-bank transfer, bank counter transfer is the most traditional bank transfer method, but there is no limit to the general bank counter transfer, so many users who transfer large sums will still choose counter transfer. Generally, the time to receive the inter-bank transfer from the bank counter is within 24 hours, and it will not exceed three working days at the latest.

Fourth, ATM inter-bank transfer, the arrival time before ATM inter-bank transfer is less than 24 hours, but now in order to prevent telecom fraud, the arrival time of ATM transfer is adjusted to 24 hours later, which means that users can transfer money through ATM one day later at the earliest.

Mobile banking can also be called mobile banking, which is the abbreviation of using mobile communication networks and terminals to handle related banking business. As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services at any time and any place, but also greatly enriches the connotation of banking services, enabling banks to provide traditional and innovative services to customers in a convenient, efficient and safe way. Mobile banking is not telephone banking.

Telephone banking is a banking service based on voice, and mobile banking is a banking service based on SMS. All the business conducted by telephone banking can be realized through mobile banking, and mobile banking can also complete the second transaction that telephone banking can't realize. For example, banks can pay telephone, water, electricity and other fees on behalf of users, but generally they can only transfer money after the user confirms it. Because mobile banking uses SMS, users can receive the information sent by the bank at any time when they turn on their mobile phones, so they can confirm the transfer anytime and anywhere.