Cousin borrows money and doesn't pay it back

Don't communicate with me when my cousin borrows money. Under the reminder of a friend, he should speak directly, look for opportunities to borrow money from him and take legal channels.

1, communicate and change the topic into money. Some people just forget to borrow money and have no intention of not paying it back, so they can't talk rashly, such as what to buy and how much do you buy together? Choose something similar to the amount of money you borrowed. If he still can't remember, then deliberately say that you don't have enough money, or forget to bring money, and he may remember.

2. Be reminded by friends. Sometimes when a friend borrows money, he may forget it instead of paying it back. What should I do? If you are embarrassed to speak, ask one of your friends to remind you, for example, ask a friend to say to him, "Who wants to buy what?" Do you know that?/You know what? Do you know that?/You know what? There seems to be not enough money. I heard how much money you still owe him? "In this way, after being reminded by the middleman, he will remember that your money has not been returned to you.

3. Say it directly. If the relationship is close, you can ask for it directly in a joking way, for example, "I am in a hurry to ask for money recently, and you are wrong about my money. Please pay it back quickly." As long as you have a good relationship, direct requests will not make him angry, and friends will understand you.

Look for opportunities to borrow money from him. If he hasn't paid it back after a long time, you can say that you are short of money this month, ask him for some money, and then pretend to remember | "How much do you still owe me? Now give me my money back. "

5. Deal with Lao Lai and take some risks. Some people don't want to pay back the money at all, but they have been carrying it on their backs and perfunctory you with forgetting. This kind of person comes straight to the point and says that it is best to use a similar risk method to find a virtual middleman and pass on the direction and pressure of debt collection.

For example, your relatives want to buy a house, or you need a lot of money when you are sick, but you don't have much money. How can you be sad? So he'll be embarrassed to delay any longer.

6. Take legal channels. If you can't get the above methods back, then you will meet an expert. If you borrowed a lot of money and didn't write an iou at that time, then send a message to let him tell you how much you owe you and when to pay it back, or record it in advance, find the evidence and prepare to go through legal channels.