Is it a service or two services to open mobile banking and SMS reminder with bank card? Are they all charged?

These are two services. There is no charge for opening mobile banking, and there is a charge for opening SMS reminders.

Take China Construction Bank as an example, there is no charge for downloading, installing and using mobile banking;

The charging standard of personal SMS notification service is as follows: small credit card transactions (single transaction below 5 yuan) are notified to 3 yuan by SMS/month; Other account fund change notification service 5 yuan/month/account/machine. This quotation is the benchmark price of CCB, which may be adjusted by branches. The specific price is subject to the price list finally announced by outlets. Please consult outlets in detail. ?

Extended information

Differences between online banking and mobile banking:

1. Different carriers: online banking handles personal business by surfing the Internet through computers. Mobile banking deals with personal business by surfing the Internet through mobile phones. ?

2. Different charging standards: Internet banking generally charges Internet access fees. In addition to charging internet traffic fees, most mobile banks also need some service fees, of course, the service fees are acceptable to the public. If you use mobile banking, I suggest you customize the monthly traffic.

3. Different convenience: The premise of online banking is to have a computer with Internet access. The premise of mobile banking is to have a mobile phone with Internet access. Compared with the former, mobile phone users are more common, which is more convenient for the public to check the balance, pay or transfer money with their mobile phones anytime and anywhere.

China Construction Bank-SMS notification service charging standard

Baidu Encyclopedia-Mobile Banking