Is there no handling fee for mobile banking transfer? Is there a handling fee for inter-bank? How much can I turn at a time? How much work does mobile banking transfer need?

There is no handling fee for mobile banking transfer. Different banks have different transfer limits, and the specific number should be consulted with the corresponding bank customer service. Under normal circumstances, mobile banking transfer takes two working days to complete.

I. Online Inter-bank Transfer Fee Among the four major banks of China, industry, agriculture and construction, except China Bank's online banking, online inter-bank transfer has been realized. Compared with depositors running errands at bank outlets, it is not only convenient to transfer bank cards through online banking, but also the handling fee is quite favorable (see the table below for the charging standard).

1% of the amount transferred by ICBC, ranging from 1 yuan to 50 yuan.

Inter-bank transfer of the Agricultural Bank of China in the same city starts at less than 5,000 yuan in 2 yuan, 5,000 yuan to 50,000 yuan in 3 yuan, 50,000 yuan to 65,438+10,000 yuan in 5 yuan and more than 654,380+10,000 yuan in 8 yuan.

0.5% of the transfer amount of CCB, with the lowest in 2 yuan and the highest in 25 yuan.

2. Bank counter inter-bank remittance fee If online transfer is inconvenient, the bank counter inter-bank remittance fee is relatively favorable:

The inter-bank remittance ratio of ICBC is 1% of the remittance amount, ranging from 1 yuan to 50 yuan.

CCB charges 1% for inter-bank remittance, with the lowest in 2 yuan and the highest in 50 yuan.

Bank of China's inter-bank remittance ratio is 1% of remittance amount, with the lowest 1 yuan and the highest in 50 yuan.

The cross-bank remittance ratio of ABC is 1% of the remittance amount, with the lowest 1 yuan and the highest in 50 yuan.

There is no charge for online transfer of UnionPay cards in seven banks.

If citizens want to save money, another way is to transfer money across banks. The online payment website of China UnionPay has also opened online cross-bank repayment of credit cards. There are seven banks that have opened debit card transfer business, namely China Construction Bank, China Merchants Bank, Shenzhen Development Bank, CITIC, China Everbright, Minsheng and Shanghai Pudong Development Bank. As long as you have a debit card from any of the seven banks, you can transfer money to any of the seven credit cards for free.

USD/USD handling fee rate between banks in Beijing (all charged according to transactions)

1% of the transaction amount of ICBC, with the lowest 10 yuan and the highest 200 yuan.

Agricultural Bank of China 1%, lowest 10 yuan, highest in 200 yuan.

Bank of China 1%, lowest 1 yuan, highest 100 yuan.

China Construction Bank 1%, lowest 10 yuan, highest in 200 yuan.

China Everbright Bank 0. 1%, the highest in 50 yuan.

Cash of CITIC Bank, 0. 1%, minimum 10 yuan, no upper limit; Transfer method, 0.05%, minimum 5 yuan, no upper limit.

Huaxia Bank 1%, the highest in 50 yuan.

Minsheng Bank cash method, 0.5%, the lowest 5 yuan, the highest 200 yuan; Transfer deposit, 0.5%, lowest 5 yuan, highest 50 yuan; Transfer or withdrawal, 0.3%, minimum 1 yuan, maximum 20 yuan.

Industrial Bank 1%, the highest in 50 yuan.

Shanghai Pudong Development Bank cash, 1%, the lowest 2 yuan, the highest 50 yuan; Transfer deposit is 0.2%, with the lowest 2 yuan and the highest 10 yuan; Transfer discount is 0. 1%, ranging from the lowest in 2 yuan to the highest in 10 yuan.

Bank of Beijing single amount 1 ,000 yuan (inclusive), each 5 yuan; Single pen 10000- 10000 yuan (inclusive), 10 yuan/pen; A single pen is 65438+10,000-500,000 yuan (inclusive), 15 yuan/pen; 500,000-6,543.8+0,000 yuan (inclusive) for a single pen, 20 yuan/pen; Single transaction 1 10,000 yuan or more, 0.002% for each transaction, with the maximum not exceeding 200 yuan.

Rural commercial bank 1%, the lowest in 5 yuan and the highest in 200 yuan.

Bank of Communications and Shenzhen Development Bank have not yet issued charging standards.

Handling fee for off-site transfer (handled at the counter):

ICBC charges 1% for domestic and inter-bank transfers, ranging from 1 yuan to 50 yuan (i.e. 1 yuan -50 yuan, the same below).

Bank of China transferred money in the bank and inter-bank, and received less than 6,543,800 yuan from 5.5 yuan; 10000- 10000 yuan, 10.5 yuan; 65438+100,000-500,000 yuan, 15.5 yuan.

The handling fee of China Construction Bank is 1% (1-50 yuan), which can be used by the bank and its branches.

General wire transfer charges for intra-bank and inter-bank of Agricultural Bank of China 1%( 1-50 yuan).

Shanghai Pudong Development Bank is free, and the inter-bank income is 1%(3-50 yuan).

Minsheng Bank received 0.3% (5-50 yuan); Inter-bank segmented charges, the standard is the same as that of China Bank.

Bank of Communications will charge 0.5% before February 6th and 0.4% after February 6th. Inter-bank segmented charges, the standard is the same as that of China Bank.

Postal remittance will be charged at the payee's address 1%, and remittance to the payee's account will be charged at 0.5% (2-50 yuan).

City transfer fee (handled at the counter):

ICBC is free; Inter-bank income is less than 1 0,000 yuan (inclusive), 5.5 yuan income is 1 0,000-1. 5 yuan income is10,000-500,000 yuan.

Bank of China is free; Inter-bank segmentation charges are the same as ICBC.

China Construction Bank charges free inter-bank service 1%, the highest in 50 yuan.

China Agricultural Bank is free; Inter-bank income below 1000 is 1 yuan, 1000-5000 is 2 yuan, 5000- 1000 is 3 yuan, and 1000-60000 is 6 yuan.

Shanghai Pudong Development Bank is free, and the inter-bank income is 0.2% (2- 10 yuan).

Minsheng Bank is free of charge, and charges in different banks, with the same standards as ABC.

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Mobile banking charges:

ICBC: 0.2 yuan/Article or 0.3 yuan/Article is accepted according to the number of short messages sent. Remittances from different places are charged according to the personal remittance charge standard at the counter, that is, 1% of the single remittance amount, with the lowest 1 yuan and the highest in 50 yuan. Did the handling fee give a 20% discount to the remittance? .

China Construction Bank: remote transfer (remittance), inter-bank transfer and transfer to enterprises. As of 20 10 12 3 1, these three kinds of transfers enjoy a 0. 15% fee discount, ranging from 1 yuan to 15 yuan.

China Merchants Bank: Mobile banking transfer and remittance services (excluding transfer out of agreed accounts) will be handled before the end of October/October/May, and the national transfer and remittance fees will be free.

Everbright Bank: Our bank or my account transfer is free in the same city, and a handling fee of 0.5% of the transaction amount is charged in different places (the lowest in 2 yuan and the highest in 20 yuan). A handling fee of 0.5% of the transaction amount is charged for inter-bank remittance in the same city (lowest in 5 yuan and highest in 50 yuan).

Bank of Communications: 6 yuan's monthly mobile phone service fee (always free) is 0. 1 5% (50% discount) for peers in different places and other banks in the same city, and 0.3% (50% discount) for banks in different places, ranging from1yuan to 15 yuan.

Agricultural Bank: 2 yuan/month service fee for SMS service. Domestic transfers and remittances with all banks are up to 50,000 yuan per day, and the handling fee is free.

Minsheng Bank: Free of charge.

Five banks join hands to transfer money and remit money for free: 2065438+On February 25th, 2006, five state-owned commercial banks in China: Industrial and Commercial Bank, Agricultural Bank, Bank of China, China Construction Bank and Bank of Communications held a signing ceremony in Beijing on February 25th.

The five major banks promise to waive the handling fee for domestic RMB transfer and remittance handled by customers through mobile banking, and waive the handling fee for domestic RMB online bank transfer and remittance for customers below 5,000 yuan, thus reducing customer expenses.

Baidu Encyclopedia of Mobile Banking