Unilateral traffic accidents are not accepted by the traffic police team. What should the insurance company do if it refuses to pay compensation on the grounds that it does not issue a letter of respo

Unilateral traffic accidents are not accepted by the traffic police team. What should the insurance company do if it refuses to pay compensation on the grounds that it does not issue a letter of responsibility? I suggest that you can go to the quick compensation center with the help of the alarm message and some pictures of the accident at that time, or ask the customer service of the insurance company to apply for compensation through channels.

There are two processing methods:

First, there should be alarm reply information when reporting traffic accidents. With the help of alarm information, you can go directly to the quick compensation center with the other party. The traffic police team will not refuse because there are no casualties, and the responsibility for the accident is simple and clear. In order to save police force and improve the speed of accident handling, there is no need to call the police.

Second, as long as you have official bills to compensate the other party, such as medical expenses, official invoices for repairing cars, the other party's proof of missing work (including proof of salary and income), (a white note is not enough, even if the insurance company goes to court, it will not recognize it), the insurance company should unconditionally settle claims according to the insurance contract within the insurance scope, and your car must be insured with compulsory insurance, and possibly commercial insurance. If the insurance company refuses to accept it on the grounds that there is no traffic accident certificate,

Identification of responsibility for road traffic accidents:

Road traffic accident responsibility confirmation is a document formed by the public security traffic management department when it qualitatively and quantitatively judges whether the parties involved in traffic accidents violate the rules and the causal relationship between the violations and the damage consequences of traffic accidents. It is a technical document with legal effect, and its purpose is to distinguish the responsibility of the accident, make correct and appropriate punishment for the perpetrators according to traffic laws and regulations, and lay a foundation and provide a basis for the future compensation for accident damage; It is also of great significance and function to educate the traffic participants to learn useful lessons, study the law of traffic accidents and formulate effective safety precautions.

Full responsibility and no responsibility for traffic accidents:

If the accident is completely caused by one party's violation of regulations, the violator shall take full responsibility, and the other party who has no direct causal relationship with the accident shall not be liable.

For example, a driver suddenly drove into the left side because of drunk driving and knocked down a student who was riding a bicycle normally. The injured died after being rescued by the hospital. The accident was entirely caused by the driver's illegal behavior, so the driver should take full responsibility, while the person who was hit did not commit any illegal behavior and did not take responsibility.