How to open SMS reminder for industrial and commercial credit cards

Introduction of three activation methods of icbc credit card.

How to activate the credit card after handling the credit card of ICBC? Generally speaking, you must activate your credit card to use it. When the credit card is activated, you will start to generate an annual fee. Next, I will introduce three activation methods to help you complete the activation of ICBC credit cards easily and happily.

How to activate ICBC credit card

ICBC Credit Card has three activation methods:

1. Call ICBC credit card customer service hotline to activate.

First, the cardholder calls the customer service number of ICBC Credit Card 95588, selects the service he needs according to the voice prompt, presses "2" to enter the ICBC Credit Card service, and then presses "2" to directly enter "Card Activation", and inputs personal information such as your credit card++and valid certificate (ID card) number according to the voice prompt. After the authentication is completed, the card can be successfully activated, and the consumption password can be set after activation.

2. ICBC outlet counters are enabled.

Activating a credit card at the bank counter is relatively troublesome, but it is also relatively safest. The cardholder brings his valid ID card, credit card and password letter to the local ICBC business outlet, and activates the credit card on the spot according to the staff's prompt.

3. Online activation.

The cardholder first enters ICBC Credit Card official website, then logs in to ICBC E Life, selects "Use Card", then according to the page prompts, enters the cardholder's name, ID number,++,card validity period and other related information, clicks OK, and sets the credit card consumption password to activate the ICBC Credit Card.

The above three credit card activation methods are simple, right? Nowadays, people who use credit cards are often young people. Therefore, regarding credit card activation, in fact, few people choose to go to the counter to activate. Convenient ways such as calling and online activation are more popular among young people. Ok, that's all for today.

How to activate and open ICBC credit card

There are several ways to activate the opening, namely:

1. activation of bank outlets: bring valid personal identity documents and applied bank cards to ICBC outlets, fill in the forms and submit relevant materials according to the instructions of the counter staff.

2. Call the customer service phone to activate: call the customer service phone of ICBC with the phone reserved when handling the credit card, follow the voice prompts, enter the information such as credit card++and personal valid ID card, and complete the identity authentication to activate the cartoon.

3. Online banking activation: Users only need to log in to ICBC official website, find the credit card activation portal, enter the credit card++and its expiration date, cardholder's name, ID number and other related information, and set the credit card password to complete the activation and opening.

The main characteristics of credit cards

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and++social demand.

New central bank regulations

On April 5, 20 16, the central bank issued the Notice of the People's Bank of China on Matters Related to Credit Card Business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. At the same time, the credit card overdraft interest rate, interest-free repayment period and minimum repayment amount were adjusted accordingly. The amount of+++has also increased from 2000 yuan per card per day to 1 000 yuan. The new regulations will take effect on 2065438+65438+ 10/day, 2007.

1. Cancel the late payment fee and introduce liquidated damages.

The "Notice" cancels the late payment fee, and the card issuer and the cardholder agree on liquidated damages; Cancel the over-limit fee and stipulate that the card issuer shall not charge interest on the service fee.

2. You can customize the credit card overdraft interest rate.

Credit card overdraft interest rate is subject to upper and lower limit management. The upper limit of overdraft interest rate is five ten thousandths of the daily interest rate, and the lower limit of overdraft interest rate is lowered by 30% on the basis of five ten thousandths of the daily interest rate. The calculation method of credit card overdraft interest, whether to calculate and pay interest on credit card overpayment and its interest rate standard shall be determined by the card issuer independently.

3. Interest-free repayment period and minimum repayment amount

The Notice cancels the existing provisions on the maximum term, minimum repayment amount and additional conditions of interest-free repayment period for overdraft consumption, which are determined by the card issuer independently according to commercial principles and the needs of cardholders.

4. The withdrawal amount is increased from 2000 yuan to 1 000 yuan.

The Notice optimizes the management mechanism of credit card cash advance business, and clearly stipulates the types of cash advance business such as cash withdrawal, cash transfer and cash recharge. The daily cumulative limit for cardholders to withdraw cash in advance through ATM is increased from 2,000 yuan to 654.38 yuan+0,000 yuan. Allow cash transfer and recharge to my bank settlement account and payment account.

How to open the ICBC credit card?

1. Log in to personal online banking in ICBC official website, enter "Peony Card Activation" under "Bank Card Service", enter++number, card validity period, cardholder's name, ID number and other related information, and click OK to complete the opening of ICBC Peony Credit Card.

2. When issuing Peony Card through telephone banking, if the cardholder dials 95588 with a non-reserved telephone number, the system will ask him to input the reserved mobile phone number, and the cardholder can input it according to the voice prompt. At present, ICBC in some areas does not support telephone self-service card opening. Cardholders can choose to open the card at the counter or turn to 95588 for "9" manual service consultation.

3. If you choose to open the card online, you will encounter the situation that the password cannot be reset. You can set the password trading limit through online banking, and you don't need to enter the consumption password for the consumption below 1 0,000 yuan.

4. Bring your credit card, valid ID and password letter to the local ICBC counter to open the card. Opening a card at the counter will be guided by bank staff. The process is simple. Just fill out the form and give the information to the staff. If you forget to bring the password letter, you can do a "password reset" before opening the card and activate it when opening the card again.

For more information about how to open ICBC credit cards, please visit: See More.

How to handle industrial and commercial credit cards?

The conditions for applying for a credit card are as follows: the domestic person (excluding college students) who is the main card applicant must be a natural person aged 18 or above, have full capacity for civil conduct, have a work unit or permanent residence in the place where the card issuer is located, and have a stable income above the local average. ICBC will review your comprehensive assets, and the final approval will be subject to the approval of the card issuer.

You can apply for a credit card through the following channels:

1. Online channel: You can log in to mobile banking and apply for an ICBC credit card through the function of "Credit Card-Card Handling". Or complete the application through official apps such as Ronge Lian and ICBC e Life; You can also apply online through online banking.

2. Offline channel: You can go to a nearby ICBC outlet with your personal certificate, fill out a paper application form on the spot, fill it out as required, and return it directly to the outlet for application with necessary materials. The card issuing result is subject to the final approval.

(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )

This concludes the introduction of how to open industrial and commercial credit cards and how to open SMS reminders. I wonder if you have found the information you need?