How to inquire about the progress of the developer in handling the real estate license?

1. How can I check the progress of the developer in handling the real estate license?

1. online inquiry: generally, you can go to the website of the real estate administration of the city where the house is located to inquire about the real estate license. Generally, you need to enter the name of the property owner and the title certificate number (at present, only some areas provide housing property information inquiry, not all cities can).

2. Inquiry of the Real Estate Bureau: If you want to inquire about the accurate information of the personal real estate license (including: owner's name, title certificate number, date of registration and approval, construction area, design purpose of the house, source of rights, whether the house is mortgaged, whether it is sealed up, etc.). ), must cooperate with the property owner.

Second, how to check the progress of the loan and how to obtain the real estate license after paying off.

You can call the loan bank to inquire about the loan progress. Mortgage loan does not affect the normal handling of real estate license, but the house property right is mortgaged in the bank.

Property buyers in the mortgage to buy a house, generally in accordance with the following steps for mortgage procedures:

1. Sign a house purchase contract with the developer.

At this time, it is necessary to check whether the developer has five certificates: state-owned land use permit, construction land planning permit, construction project planning permit, housing construction permit and commercial housing sales (pre-sale) permit.

2. Pay the down payment and pay attention to keep the down payment receipt.

3. Fill in the personal housing loan application form in the bank.

Developers will generally sign cooperation agreements with one or several banks, and it will be more convenient to handle mortgage loan agreements with banks that have agreements with developers. Bring the down payment receipt, commercial housing sales contract, ID card, city residence booklet (temporary residence permit for more than one year for non-local accounts), income certificate and other originals and copies to the bank to fill in the application form for personal housing loan.

4. Banks review mortgage applications.

The bank's credit staff will review and approve the materials submitted by the applicant step by step. If it is considered that it meets the conditions of bank loans, the applicant shall be notified to sign the Individual Housing Mortgage Loan Contract, and the contract period shall not exceed 30 years.

5. Go to the Housing Authority to apply for the certificate of other rights of the house, which proves that the house has the mortgage right of the bank. Go to the notary department for notarization of property right mortgage. Go to the insurance company to apply for family insurance.

The above procedures will generally be handled by the bank.

6. Open an account.

Customers who choose entrusted deduction for repayment need to sign an entrusted deduction agreement with the bank, and open a special savings passbook account, savings card or credit card account for repayment at the business outlets designated by the lending bank. At the same time, the seller shall open a settlement account or deposit account with the loan bank.

7. Recover the loan.

With the consent of the lending bank, the lending bank will directly transfer the loan to the deposit account opened by the borrower in the lending bank, or transfer it to the deposit account opened by the seller in one lump sum or by stages according to the loan contract.

8. Repay as agreed.

The borrower must repay the principal and interest of the loan according to the repayment plan and repayment method agreed in the loan contract, otherwise the bank can recover the house according to law.

9. Repay the loan.

After the loan principal and interest are settled, the mortgage registration is cancelled, and the buyer becomes the real owner of the house.

Third, how to check the progress of the loan and how to obtain the real estate license after paying off.

1. How to check the progress of provident fund loans?

You can check the official progress after receiving the message of "bank approval and acceptance" here, without going to the provident fund center.

1. Visit: Home Page of Provident Fund Management Center

2. In the "Personal Housing Provident Fund Business" on the right, enter the provident fund account number and password.

Note: The password here is not the inquiry password of the provident fund, but the business handling password. Generally, companies that deposit provident fund will give a password paper as the initial password (all companies are issuing it recently). If the company does not provide it, it must be modified in the provident fund center. You just reset it yourself without waiting for the company to send it?

3. After login: Select "Provident Fund Loan Progress Query" in the "Loan Business" menu to view the current approval node in detail, and after expansion, you can also see the specific start time and end time of each approval step. Although this is a query, occasionally reading it can make people who are waiting in a long process feel more at ease.

Second, how to obtain the real estate license after the loan is paid off?

Go to the provident fund center and take your "Certificate of Full Loan Repayment" to the guarantee center or bank (where to go according to your current mortgage situation). The staff of the provident fund center will tell you where to go and the specific address will also tell you. After you go, write an application for another right certificate they gave you. Finally, you take the certificate of other rights of real estate, the repayment statement (loan settlement certificate) and the application for cancellation of registration of other rights of housing to the window (Construction Committee) of the Municipal Housing Property Office to go through the mortgage cancellation registration procedures and renew the real estate license.

Fourth, how to check the progress of the loan and how to obtain the real estate license after paying off.

You can check the official progress after receiving the message of "bank approval and acceptance" here, without going to the provident fund center.

Center home page

2. The personal housing password is on the right.

Note: The password here is not the provident fund inquiry password, but the business handling password. Our company will give a password paper as the initial password (all companies are issuing it recently), if the company makes settings and modifications. I'll reset it myself first

3. After login: in the Loan Business Progress Query, you can view the current approval node in detail, and after expansion, you can also see the specific start time and end time of each approval step. Although this is a query, occasionally reading it can make people who are waiting in a long process feel more at ease.

Note: The password here is not the inquiry password of the provident fund, but the business handling password. Generally, companies that pay the provident fund will give a password paper as the initial password (all companies are issuing it recently). If it is public, it will be set and modified.