Some people say that Ping An loan can be packaged, and then, after the loan, there is a bank SMS to inform the loan. ...

First, some people say that Ping An loan can be packaged, and then after the loan, there is a bank SMS to inform the loan. ...

I can do it here.

Second, some people say that Ping An loans can be packaged. After that, a bank message informs you that the loan is successful and you need to pay the packaging fee. Is it true?/You don't say.

Ping an loan is a formal loan, and there is no such thing as a packaged loan. What you said is probably a liar. It is suggested to find formal loan channels to apply for loans, such as Mo Long and major banks.

Third, some people say that Ping An loans can be packaged and then loaned. There is a short message from the bank informing that the loan is successful, and the packaging fee needs to be paid. Is it true?/You don't say.

It's all fake. Packaging loans are fraudulent loans.

4. Ping An Bank borrowed 654.38 million yuan, with an annual interest rate of 654.38+08.36. How much interest do you need for three years?

Ping An Bank borrowed 654.38 million yuan, with an annual interest rate of 18.36. The loan will be repaid monthly for three years, and the interest will be 55080 for three years. 6 annual interest rate 18360, three years is 55080. Plus the principal of 65438+ ten thousand equals 1550778, it is about 4308 yuan in January.

Ping An Yi Co., Ltd. launched a new type of "credit guarantee insurance" in 2005, the full name of which is Ping An Yi loan insurance. The applicant is the loan customer himself, the insured is the loan bank and the insurer is Ping An Property Insurance Company, which underwrites the credit risk of the loan customer.

Generally speaking, any loan issued by a bank needs to provide fixed assets as collateral, and the subject is strictly controlled. The subject cannot provide collateral and guarantor. The introduction of "Ping An Easy Loan Insurance" has just solved the problem that lenders have no mortgage and no guarantee, which is especially suitable for small loans.

Its business process is as follows: apply for Ping An Easy Loan Insurance, and the comprehensive conditions such as credit, work and income determine whether to accept the insurance of customers. If you accept the credit guarantee insurance policy, if the insurance amount on the policy is 60,000 yuan, the insured can apply to the bank (Ping An Property & Casualty Insurance is located in the local cooperative bank, Three Gorges Bank, China Everbright Bank, Industrial Bank, etc. , and the city opened in Ping An Bank is Ping An Bank) and policies.

Insurance Association has approved seven provinces to carry out this business, and by 25th, it has been opened nationwide 162. According to insiders of Ping An Property & Casualty, Ping An Property & Casualty Plan has opened 2,000 "Ping An Easy Loan Insurance" outlets nationwide. At that time, the unsecured loan business was fully mortgaged.

The loans underwritten by Ping An Easy Loan Insurance can be used for some business needs of any reasonable individuals, industrial and commercial households and private enterprises, and they can apply for loans, decorate houses and purchase production equipment.

The applicant of Ping An Easy Loan Insurance must meet the following conditions: China nationality (excluding Hong Kong, Macao and Taiwan residents), age 2 1-55, and working in the current unit for more than 00 yuan. Once the customer's loan arrives quickly.