What are the uses of Pingliang Provident Fund?

Housing provident fund has seven purposes:

1. When buying a house, one-time withdrawal can be made for the purchase of a house without a loan, the down payment for the purchase of a house with a commercial loan, the repayment of principal and interest for the purchase of a house with a commercial loan, and the purchase of a house with a provident fund (portfolio) loan;

2. Can be used for the construction, renovation, overhaul of housing, in rural collective land construction, renovation, overhaul of their own housing without the use of housing loans, workers and their spouses can apply for the withdrawal of the amount of housing provident fund before the month of approval for the construction and repair of housing (including the month), and the total withdrawal does not exceed the cost of building and repairing housing;

3. It can also be used for renting houses. Rent or government rent subsidies can be used to pay the rent of economic rental houses and the rent of market rental houses;

4. You can also withdraw your parents' housing provident fund to buy a house. If you don't use a housing loan to buy a house, you can withdraw your parents' housing provident fund. Buy your own house with a personal housing loan from a commercial bank, and you can withdraw your parents' provident fund after paying the down payment. Use the personal housing provident fund (portfolio) loan to buy your own house, and you can withdraw your parents' provident fund after paying the down payment;

5. For those who leave or retire; Workers with agricultural household registration, men over 60 years old and women over 55 years old; Settle abroad, Hong Kong, Macao and Taiwan; Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit; Receive unemployment insurance benefits; Being sentenced to punishment, the registered permanent residence has moved out of this city, and the non-registered permanent residence workers and units have dissolved or terminated their labor relations; The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years; Work outside the administrative area of this Municipality, and establish and deposit housing provident fund locally; When encountering the above eight situations, you can cancel the account and withdraw all the balance;

6 can be extracted when entering the lowest or poor range. Workers are included in the minimum living guarantee or poverty relief scope of urban residents in this Municipality, and employees themselves and their spouses can apply for withdrawal of housing provident fund, and the withdrawal amount shall not exceed the amount of housing provident fund before and during the period of inclusion in the minimum living guarantee or poverty relief scope;

7. It can be used to treat major diseases. Family members (including employees themselves, spouses and minor children) suffering from major illness or major surgery hospitalization, employees themselves and their spouses can apply for withdrawal of housing provident fund, and the application date should be within one year from the date of discharge, and the total withdrawal amount should not exceed the personal burden of hospitalization expenses.