Why do you receive all kinds of loans and credit card processing text messages every day?

1. Why do you receive various loan and credit card processing messages every day?

If it's not a credit problem,

Is that the comprehensive score is not enough.

The higher the income, education, position, etc. The better.

Only when the comprehensive score reaches a certain standard can the card be issued.

2. Why did I receive a text message saying that I applied for a credit card?

It's really a way of credit card marketing, don't pay attention to it.

Third, why do mobile phones receive many short messages from lending websites?

Nowadays, many people have never made online loans, but they always receive short messages or verification codes for loans. Someone even called to ask if you needed to borrow money. Is this that the mobile phone number was leaked, or was it taken as an online loan?

Why do mobile phones receive a large number of short messages from lending websites? There are probably several reasons why mobile phones receive a large number of short messages from lending websites:

1. I have visited many loan websites and left messages in them, so the platform is considered as a potential customer group, so the platform will send messages to recommend loan products from time to time.

The mobile phone number is not a new number, but a second-hand number. The previous owner borrowed a lot of loans before. Although he changed his number, the loan platform found himself a new number holder according to the mobile phone number left by the other party.

3. Personal information was accidentally leaked by some lending platforms, which has been bothering me.

4. In order to promote their term loan products, some loan websites will send large-scale group messages through the number segment. In short, they are advertising.

I suggest that you don't register accounts on unknown loan websites at will, and keep your personal information well, and don't tell others at will, so as not to cause security risks. In addition, in the face of continuous SMS interruption, it can actually be directly intercepted and hacked.

Is it useful for others to change their mobile phone numbers online? If someone else borrows the mobile phone number, it will have a certain effect. You'd better change the number of an operator. For example, the original mobile phone number is Unicom, which can be changed to mobile or telecom. Everyone needs to pay attention to:

1, mobile phone numbers belong to different operators, and identity information is generally not exchanged. Therefore, the loan platform should not find itself through the new number. In fact, as long as you don't provide identity information, the problem is not big.

2. When paying through the lending platform, you can actually explain the situation directly to the other party. Since you didn't apply for the loan on your own initiative, you can explain to the other party that you didn't make the loan, and then you can ask the other party to terminate the loan relationship immediately. And let the other party go to someone who borrowed a fake loan to pay back the money. He is not responsible for repayment.

It is recommended that you take good care of your personal information at ordinary times and don't tell others at will, so as not to be stolen by criminals to commit some illegal acts.

What if the mobile phone always receives the verification code of the loan recently? If the mobile phone always receives the verification code of the loan recently, it is recommended to do the following:

1. See if you can find a lending platform that sends you SMS verification code, and then contact the customer service of the lending platform to ask about the specific situation, and see if someone has stolen your information and borrowed money under an alias.

2. If you find someone borrowing money under a pseudonym, you must tell the lending platform in time so that the borrower can't really get the loan and then don't repay it. In this way, the lending platform actually proposes a lending relationship with itself, and ultimately it is the same. Ask for repayment yourself.

3. For numbers that frequently send verification codes, you can directly block them, and then you won't receive SMS again, so it should be intercepted by the system.

In addition, you can choose to simply change your mobile phone number. As for this mobile phone number, you can use it temporarily. Usually, you need to keep your personal information well, and don't tell others casually, so as not to be stolen by others at will.

I didn't apply for a credit card loan. Why did I receive your loan by SMS?

This is an advertising method used by the credit card department to promote credit cards, attracting you to apply there and improving the performance of credit cards.