Why did Industrial Bank inexplicably deduct my SMS service fee of 7 yuan? What service is so expensive? I haven't seen you for a month. Send me some text messages! !

The SMS reminder service fee of Industrial Bank is: Industrial Bank wealth management card 1 yuan/month. The credit card is a monthly 3 yuan/account (charged quarterly). I called customer service, but I was deducted too much.

As far as a single account is concerned, the bank's SMS reminder service fee is as follows:

Agricultural Bank of China and ICBC: 2 yuan/month;

CCB and BOC: 3 yuan/month,

The SMS reminder fee for CCB is 30 yuan/year, and that for BOC is 36 yuan/year.

According to the statistics of Yinlv.com, there are currently 9 banks that do not charge for SMS reminder service:

Bank of Communications, China Everbright, Huaxia, Ping An, China Merchants, Minsheng, Hengfeng, Zheshang and Bohai Bank;

3 yuan/month will be charged for the SMS reminder service of Guangfa Bank from the fourth month;

Shanghai Pudong Development Bank will notify all account changes according to 2 yuan/month.

Extended data:

Significance of charging SMS service fee:

Some people may think that the SMS service fee is only a few dollars, which is very small. Is it necessary for banks to charge customers this fee every month?

But have you ever thought that banks are profit-making institutions after all, and the ultimate goal is to maximize profits? If it's useless to charge SMS service, why bother?

According to relevant data, there are about 6.7 billion bank cards issued by domestic banks, including more than 5 billion bank cards issued by six major banks and 0/2 joint-stock banks that charge SMS service fees. Even according to 3 yuan's monthly tariff, it can reach more than 654.38+0.2 billion a year.

References:

Industrial Bank-Industrial Bank credit card charging standard