Does Guiyang Bank charge cash for credit card overpayment?

Credit cards can be withdrawn directly. Credit card cash withdrawal methods include counter cash withdrawal, ATM cash withdrawal, mobile banking cash withdrawal and personal online banking cash withdrawal. Cardholders can withdraw cash directly or transfer money to debit cards. The withdrawal amount of a credit card is usually half of the credit limit, and the withdrawal fee and interest need to be paid.

Different banks have different ways to calculate the credit card withdrawal fee, and most of them are charged at one time according to the transaction amount of 1%; The calculation method of cash withdrawal interest is the same, and it is charged at 0.05% of the transaction amount on a daily basis, from the date of cash withdrawal to the day before the repayment date. Therefore, the cost of withdrawing cash by credit card is very high, so it is recommended not to withdraw cash as much as possible.

If you need money urgently, you can consider big brand credit products such as Alipay, Tencent Microfinance, Xiaoman Finance and Qianhua. Qianhua, formerly known as "Baidu Qianhua", is the credit brand of Xiaoman Finance (formerly Baidu Finance). Provide users with safe, convenient, unsecured and unsecured credit services and borrow money to Xiaoman Financial APP.

Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners' capital turnover. It is reported that 70% of credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.