Difference between Wanka Audit Failure and Loan Failure

The difference between Wanka's audit failure and loan failure is that the audit failure is usually incomplete information, and the loan failure is a problem with the bank card.

1. Approval failed: Wanka Loan has strict approval criteria, and it is comprehensively evaluated according to the information authorized by the applicant. If the audit fails, it means that your qualification has not reached Wanka's audit qualification. Non-compliance with qualifications is related to many factors such as imperfect and untrue information. If you find out the reason, you can still apply again after a while.

2. Loan failure: After the loan of Jiufuwanka fails, the page will also display the cancellation of the order, indicating that the user's loan application failed. Because there are many reasons for loan failure, users need to solve the problem before applying for a loan, and then apply for a loan after solving the problem, so the chances of loan success will increase. Users can pass the audit every time, but the loan fails, so there is usually a problem with the collection bank card. If there is a problem with the collection bank card, the user can replace the bound bank card and let the lending institution lend normally.

3. When Wanka lends money, users will receive a return call from Wanka. If the user refuses to answer or misses Wanka's return call, Wanka loan will fail. Under normal circumstances, after the audit is successful, as long as Wanka's return call is answered in time, the loan will be released soon. If Wanka does not lend money for a long time, users need to contact Wanka's manual customer service to find out the reasons for not lending money for a long time and solve the problem through customer service. When users use the loan service provided by Wanka, they need to repay the loan on time and must not be overdue. Because Wanka is connected to the personal credit information system of the People's Bank of China, if the user is overdue, the overdue record will be uploaded to the personal credit information system of the People's Bank of China by Wanka.

4. If the user has overdue records in the personal credit information system of China People's Bank, the user will be restricted from all high-consumption behaviors and cannot use the loan service and credit card service provided by the bank. Users will not be able to join large enterprises and their children will not be able to attend high-cost private schools. After the Wanka audit is successful, the loan can be released. However, there will be many special situations in the actual lending, which are beyond human resources and users can only wait patiently. If the waiting time is too long, you can only contact Wanka's manual customer service to solve the problem.

If you apply for a loan line of 90,000 cards, the loan may fail for the following reasons:

1. Personal application information is missing or untrue, system verification is mismatched, and the loan fails;

2. When the lender further examines the applicant's credit status, the assessment fails;

3. Personal credit is bad, and there are bad behaviors such as overdue and malicious arrears;

4. Personal economic strength is insufficient, and the institution finds it unable to repay;

5. Jiufuwanka system failure;

6. Risk control is strict, and the loan amount of lending institutions is insufficient.