How long does it take for CITIC Bank to get a credit card loan?

It usually takes 1-2 working days to approve the credit card loan of CITIC. After the loan is approved, the loan will be released within 1 working day. Therefore, users need to wait patiently for at least 3 working days after submitting the loan application. If they don't get the audit result after overtime, they can directly call the customer service hotline of CITIC Credit Card for consultation. Whether a user can pass the examination after submitting a loan application depends on the examination result of the system, and not all users can pass the examination.

CITIC Bank Credit Card:

On June 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By the end of June, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking first in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China.

Query method

Credit card repayment method 1 of CITIC Bank: Counter repayment.

Before the due repayment date, you can go to the business counters of branches of CITIC Bank for cash repayment or transfer repayment. The card numbers and repayment amount of the main card and the auxiliary card are required to repay the debts of the main card and the auxiliary card account respectively.

Credit card repayment method 2 of CITIC Bank: automatic transfer repayment.

Automatic transfer repayment refers to the connection between your CITIC Bank credit card and your current passbook (all-in-one), Great Wall electronic debit card or Great Wall RMB credit card opened in our bank. For the monthly arrears of your credit card, we will automatically deduct the corresponding funds from your transfer-out account, so that you can complete the credit card repayment without leaving home, which is safe and convenient, and allows you to sit back and relax.

Application conditions

CITIC Bank's credit card application conditions are relatively relaxed, as long as you meet the following requirements:

1. Age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old;

2. Job requirements: have a stable work unit, income and fixed residence;

3. Credit requirement: no bad credit record (how to establish a good credit record)

Note: CITIC Magic Credit Card is only used by women. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Credit card application materials of CITIC Bank

The application materials for bank credit cards vary according to the applicant's conditions and the card you apply for. You are free to choose the appropriate application materials according to your own situation.

-If you have a credit card from another bank, and it has been issued for more than half a year, it is suggested that you apply for a credit card from China CITIC Bank quickly by issuing a card.