If you suddenly win 50 million in the lottery, will you leave your job immediately?

Some people are seriously calculating, some people seem to be describing the fact that they just won the prize, and some people are feeling that it's good that Zhihu allows dreaming. Actually, Sigh is serious recently? Thinking? I asked a similar question. What if I win the lottery?

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Life is often like buying lottery tickets. You are passionate and pious, you are tireless and persistent. You may never be able to resist the whims of others.

No.7 classmate "We will be far away"

When I was a teenager, my family was poor and ugly, hoping to change my life by buying lottery tickets. For a time, I was obsessed with buying every issue. I put the lottery ticket under my pillow every time I buy it, and at night I start to think about what would happen if I won the lottery. Every time I was disappointed, the biggest prize didn't surpass 200 yuan.

However, the legendary experiences of many successful people in the news are tempting us again. Although sometimes I know the probability is low, I always hope that the lucky person is myself.

Why did I give up the lottery?

Probably after learning probability and statistics, I gave up my fantasy.

Simply put, you bought a lottery ticket and spent two yuan, but your return may be less than 1 yuan? From the expected point of view, you must lose money, otherwise why is it called welfare lottery? Because you are doing social welfare!

Here, Sigh especially advises fans to buy lottery tickets, don't be stubborn and don't expect too much.

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Life is a huge lottery game, and only the winning lottery tickets are displayed before our eyes.

Jostan? Judd's card secret

We don't deny that there are many lucky people in this world who probably saved the world in their last lives? I remember that after winning 1.6 1 billion yuan in the lottery, I won more than 30 million yuan in the second year.

If, I mean if, if you win 50 million, will you resign immediately?

If it were me, I would resign immediately! !

First, let's do a math problem. If you win the prize of 50 million yuan and deduct the unexpected income tax of 20%, then there is only 40 million yuan left, and you can live a very happy life with interest:

If you are alive, the interest rate is only 0.3%, which is 1.2 million a year, but the monthly salary is 10,000, which is much more than ordinary people. Generally speaking, few people will deposit 40 million into a current account unless they are poor at math.

If the deposit is used for interest calculation, the one-year interest rate is 1.35%, and the annual interest income is 540,000. Annual income of 540 thousand yuan crushes most people? In 20 19, the per capita disposable income of national residents was 30,733 yuan, of which the per capita disposable income of urban residents was 42,359 yuan, equivalent to 18 times of the annual income of ordinary residents and 13 times of the annual income of urban residents.

If you buy a large deposit certificate of China Merchants Bank, 40 million yuan and 300,000 yuan will be deposited for 5 years, with a monthly interest rate of 3.68%, that is, the annual interest 1.472 million and the monthly salary 1.267 million. If it is a senior wage earner, the annual salary after tax will reach about 654.38+0.47 million. Considering the five insurances, one gold and one tax, the pre-tax salary needs to be around 2.4-2.6 million.

More realistically, if you really have 40 million in the bank, you will enjoy private banking services, and the bank will provide more professional services to make your asset allocation more reasonable.