Can the card of Beijing Rural Commercial Bank open online banking? I know. Thank you.

Yes, but they have changed their name to Bank of Beijing.

There are three kinds of online banking: normal version, dynamic password version and certificate version.

The first two are free of charge, and the second one is now being vigorously promoted by salesmen in 60 yuan. Two days ago, the salesman insisted on pushing me to apply for a certificate wrench. As a result, there are still quality problems at home, and banks and online banking product manufacturers shirk each other. Finally, I got angry and had no choice but to give it back to him! It's hard to buy and sell ... I suggest you make a dynamic password version. People at the counter generally don't say that if you really do this, you won't get any benefits.

I looked up a lot of information for your reference. However, if it is not for the expenses of his family, it is recommended to run ICBC. Bank of Beijing online banking ranks last in the country, so you can search it.

Comparative Table of New Online Banking Functions of Bank of Beijing

"√" indicates the transaction supported by the online banking version; "×" indicates a transaction that is not supported by the online banking version.

Maximum limit of menu structure of online banking version

First-class, second-class and third-class ordinary dynamic password version certificate version ordinary dynamic password version certificate version

My account account information inquiry account information √√√

Query historical details √√√

Query salary details √√√

Inquiring about overseas transactions √√√

Inquire about online shopping records √√√

Emergency loss reporting √√√

VIP Card Service Modifies VISA Priority Settlement Account √√√

SMS Angel Service √√√

Financial consulting service √√√

Pay the annual fee of dual-currency card √√.

Transfer remittance online banking transfer function Apply for opening online banking transfer function × √ √ 300 yuan 1 RMB 0.0002 million.

Turn off the online banking transfer function ×√√

Query/modify online banking transfer limit ×√√

Intra-bank transfer × √ √ 0 1 10,000 yuan, 2 million yuan.

Inter-bank transfer × √ √ 0 1 10,000 yuan, 2 million yuan.

Inquiry of transfer and remittance records ×√√

Trial calculation of transfer and remittance fee ×√√

Payee roster management ×√√

Self-service payment electronic payment function √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Query/modify electronic payment limit √√√

Turn off the electronic payment function.

The mobile phone fee for China Mobile Online is √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Pay Unicom mobile phone fee √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Pay the telephone bill of China Telecom √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Telephone fee to China Netcom √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Pay the telephone fee of China Tietong √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Pay vehicle and vessel use tax, etc. × √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Online recharge online recharge ×√√

Online recharge inquiry √√√

Pay tuition √√ Pay tuition.

Tuition payment inquiry √√√

Hand over the second-hand house operation guide √ √.

Pay the second-hand house √√.

Second-hand Housing Payment Details Inquiry √√√

Operating Guide for Deduction Information Registration √√√

Payment account registration √√√

Inquiring about registration information √√√

Cancellation of registration information √√√

Application for opening the function of payment pass ×√√√

Modify payment voucher ×√√

Close the payment channel ×√√

Deposit financing appointment in investment financing card √√√√.

Automatic transfer of lump sum deposit and withdrawal √√√

Transfer lump-sum deposit and withdrawal at maturity to current account √√√

Deposit and withdrawal in lump sum shall be transferred to current account at maturity √√.

√√√√√.

Open an account in installments √√√.

Opening an account by lump sum deposit and withdrawal √√√

Notice deposit notice service √√√

Cancel notification service √√√

Call deposit inquiry √√√

Third-party depository bank transfers securities √√√

Securities transferred to bank √√√

Inquire about the transfer record of the day √√√

Inquire about historical transfer records √√√

Inquiring about securities fund information √√√

Foreign exchange transaction ××√ Foreign exchange transaction

Online fund signing management ××√.

Subscription/inquiry fund products √√√

My fund √√√

Entrusted inquiry on the same day √√√

Historical transaction inquiry √√√

Fund account management √√√

Regular fixed investment √√√

Purchase/query wealth management products through online wealth management ××√.

My financial products √√√

Book-entry treasury bonds open a treasury bond custody account ××√.

Inquiry/purchase of treasury bonds √√√

Selling government bonds √√√

My national debt √√√

Treasury bond transaction inquiry √√√

Inquire about the price of national debt.

Re-custody and inquiry of treasury bonds √√√

Change the national debt settlement fund account ××√.

Loan Financing Personal Loan Repayment Inquiry √√√

Personal credit revolving loan revolving loan inquiry √√√

Loan application ×√√

Application for prepayment ×√√

Online shopping mall 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Electronic payment function application for opening electronic payment function √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Modify/query the electronic payment limit √ √ √ 300 yuan 1 ten thousand yuan 1 ten thousand yuan.

Turn off the electronic payment function.

Open online banking transfer function × √ √ 300 yuan 1 RMB 2,000,000.00.

Modify/query online banking transfer limit ×√√

Turn off the online banking transfer function ×√√

Dynamic password version management enables dynamic password version online banking ××√.

Close the dynamic password version of online banking ×√√

My online banking online banking certificate management changes the digital certificate password ××√.

Digital certificate backup ××√.

Inquire about digital certificate information ××√.

Password management: registered electronic banking password ××√.

Modify e-banking password √√√

Reset the electronic banking password ××√.

Modify the online banking login password ××√.

Online banking account management query/delete online banking accounts ××√.

Alias maintenance of online banking account ××√.

Modify online banking information ××√.

Shortcut menu customization √√√

Online banking background selection ××√.

Note: The online banking setting limit stipulates that the maximum single payment and cumulative total limit of ordinary online banking is 300 yuan; The maximum single payment limit and daily cumulative payment limit of dynamic password version online banking are 6,543,800 yuan, and the maximum single payment limit and daily cumulative transfer limit of online banking are 6,543,800 yuan; The maximum single payment limit and daily cumulative payment limit of certificate online banking are 6.5438+0 million yuan, and the maximum single payment limit and daily cumulative transfer limit of online banking are 2 million yuan.

& gt frequently asked questions

1, how to open the online payment function?

Log in to personal online banking (regular or professional version), enter the module of "Customer Service-Electronic Payment-Opening Electronic Payment", carefully read the Instructions for Electronic Payment Application of Bank of Beijing, and use the payment password of the current Beijing card or savings passbook to open electronic payment business.

Please note: after ordinary customers start electronic payment, the cumulative payment limit is 1000 yuan (inclusive). When your accumulated payment amount reaches 1000 yuan (inclusive), the account will no longer be able to conduct electronic payment business. If you want to continue to pay with this account, please apply for Personal Banking Professional Edition.

2. What are the differences between the three passwords used in personal online banking?

E-banking password: regular customers need to enter it when logging in, which corresponds to the bank card or passbook used when logging in, and can also be used for telephone banking.

User password: professional customers need to enter it when logging in, which corresponds to the user name (or user ID) one by one, and can only be used for online banking login.

Certificate password: the password you need to enter when using a digital certificate.

3. What should I do if I forget my online banking password?

① If the password of electronic banking is forgotten or lost, it can be reset at any business outlet of Bank of Beijing;

② If the user's password is forgotten or lost, the password can be reset at the personal online banking application business outlet;

③ If the certificate password is forgotten or lost, please re-purchase the digital certificate password card at the personal online banking application outlet.

Tip: Please bring your personal identification and a copy when going through the formalities.

4. What is the charging standard for mobile certificates?

If you apply for a mobile digital certificate, we will charge the working fee of USB Key (80 yuan/Taiwan during the preferential period).

Please take good care of your mobile digital certificate. If the USB Key is lost, stolen or damaged due to your negligence, and you need to obtain a new USB Key, we will charge you the working cost of the USB Key (RMB 80 yuan) according to the regulations.

5. What security measures have been taken for the mobile phone certificate?

Professional version of the security mechanism is used to ensure the security of customer identity authentication and data transmission.

Adopt strict X.509 standard digital certificate system.

Using digital signature technology and certificate-based strong encryption communication pipeline

With hardware PIN code protection

Have a safe storage space.

Hardware-implemented encryption algorithm

Q: What is the difference between the ordinary version, certificate version and dynamic password version of personal online banking?

A: Compared with the normal version, the certificate version and the dynamic password version have more functions. In addition to all the functions of the regular version, customers of the dynamic password version and the certificate version can also use convenient functions such as intra-bank transfer, inter-bank remittance, foreign exchange trading, online recharge and payment. Dynamic password version uses mobile phone dynamic password, which is more secure. The online banking certificate version is more secure. The normal version uses SSL to encrypt the channel. On this basis, the certificate version also adopts a high-security digital certificate system to ensure the safety of your online banking funds. The following is a comparison of the characteristics of three online banks:

Version Normal Version Dynamic Password Version Mobile Certificate Version

Security is lower, higher and highest.

For the first time, you don't need to go through the opening formalities. Log in and you can use it directly. You need to open an account through certificate online banking or bank counter. You need to download and install the certificate running environment on your computer, and download the digital certificate to a USB flash drive.

Computer requirements: It is recommended to use browser version to reach IE6.0. It is recommended to use browser version to reach IE6.0.

It can handle all functions of online banking, such as business inquiry, micropayment inquiry, online payment, online financial management, fund transaction, third-party depository, transfer and remittance inquiry, online payment, online financial management, fund transaction and various account opening functions.

Transaction Limit The total limit of electronic payment transactions cannot exceed the maximum limit of daily transfer and electronic payment transactions in 300 yuan, that is, 1 000. Customers can set the maximum limit of daily transfer and electronic payment transactions within the maximum limit, and the maximum limit is 65,438+0,000,000.

(Note: The businesses that can be handled in each version shall be subject to the menu display in the online banking system.)

Q: What is the "e-banking password" I was asked to enter when logging in to online banking? What if I forget?

A: The e-banking password is commonly used in the e-banking service of Bank of Beijing (including online banking and telephone banking). When logging in to personal online banking or telephone banking to pay, you need to enter identity authentication when handling electronic banking services such as dynamic passwords at outlets. You can manage e-banking passwords through outlets and online banking.

(1) How to obtain the e-banking password: If you use the Bank of Beijing Jingka, the initial e-banking password is obtained through the password envelope when you apply for the card. If you use the Bank of Beijing savings passbook, your e-banking password needs to be opened at any branch of Bank of Beijing.

(2) What should I do if I forget my e-banking password?

A. Online banking: The password of electronic banking can be reset through personal online banking of certificate version.

B. Bank outlets: Please bring your valid ID card and Beijing card/passbook to any business outlet of Bank of Beijing for password reset, and use it after resetting the new password.

(3) How to modify the password of electronic banking?

A. Online Banking: You can log in to Bank of Beijing Personal Online Banking Normal Edition, Dynamic Password Edition and Certificate Edition to modify the e-banking password, and the new password will take effect immediately after modification.

B telephone banking: through the telephone banking hotline 96 169 of bank of Beijing, the password of electronic banking can be modified by voice function, and the new password will take effect immediately after modification. (Tianjin 022-96269, Shanghai 02 1-53599688, Xi 'an 029-85766888).

C. Bank outlets: Please bring your valid ID card and Beijing card/passbook to any business outlet of Bank of Beijing to modify the e-banking password, and the new password will take effect immediately after modification.

Q: My current passbook doesn't have an electronic banking password. Can I use the regular version of online banking?

A: No, please bring your current passbook and valid ID card to any branch of our bank to set up your e-banking password. After the setting is successful, you can log in to the regular online banking.

Q: My medical insurance passbook has no electronic banking password. How to use regular online banking?

A: You can directly enter the payment password of the medical insurance account and log in to the online banking regular edition.

Q: When logging in, you correctly selected the certificate type and entered the correct certificate number. Why did I return "Wrong certificate type and certificate number"?

Answer: Please confirm that the certificate type and number you entered are exactly the same as those reserved for the bank when you open an account with a Beijing card or passbook. Pay attention to the case of the last "X" in the 18 digit certificate number.

Q: When accessing the personal online banking login page, the input box is displayed as a red cross. What if I can't enter the password?

A: Bank of Beijing's personal online banking has adopted the latest security control technology, which can effectively prevent hackers such as viruses and Trojans from intercepting the password you entered when logging in, and provide further security protection for personal online banking. When you visit the login page, the security control will be automatically downloaded and installed. However, due to the security settings of your IE browser, the influence of third-party software such as personal firewall or Internet assistant, the security control can not be installed normally, resulting in blank password box or small red cross. Please click "Unable to enter password, please install security control" on the right side of the password input box to download and install security control manually.

Q: After downloading and installing the security control, I still can't enter the password. What should I do?

A: Please check whether your IE browser is version 6.0 or above. The browser recommended by Bank of Beijing's personal online banking is version 6.0 or above. If it is lower than this version, it is recommended to upgrade. Meanwhile, in order for you to browse the web normally, please make the following settings:

1. Please set "Advanced" in Internet options to "Restore Default Settings".

2. Please set "General"-> "Settings"-> "Check the updated version of the saved webpage" to "Check every time you visit this page" in the Internet option of IE browser.

3. At the same time, it is recommended that you set the security-custom level-> "ActiveX controls and plug-in items as enabled or prompted in the Internet options.

Q: My online banking login page appears garbled. How to solve it?

A: There may be the following reasons:

The browser version of 1 IE is too low. You just need to upgrade your browser to version 6.0.

2. Your IE page is displayed in non-simplified Chinese. Just click the right mouse button and select Code/Simplified Chinese (GB23 12). If it still doesn't work, click "Font" in Tools-> Internet Options-> General Project in the toolbar to change it to Simplified Chinese.

Q: What should I do if I am prompted that "this card has no electronic payment function" when shopping online in the online mall?

A: Personal accounts must be enabled with electronic payment function before online shopping can be realized. The opening method is: log in to any version of Bank of Beijing's online banking, select Function Application-Electronic Payment Function-Open Electronic Payment Function, and then go shopping in the online mall after opening. The total amount of electronic payment for ordinary customers is 300 yuan. When the payment amount reaches the total cumulative limit, the personal account can no longer be used for electronic payment. If you want to continue to use it, you need to apply at the counter to become a customer of online banking dynamic password version or certificate version.