Ping An Bank's special account for e-commerce transaction funds to be liquidated.

For the e-commerce transaction fund account of Ping An Bank to be liquidated, it is recommended to contact the account manager of the opening bank for detailed consultation. Most of the e-commerce accounts to be liquidated by general banks are virtual accounts, which are somewhat different from general corporate accounts, so banks need to conduct closed fund management for such accounts.

Pinduoduo and Ping An Bank formally signed a service agreement to provide witness services for trading funds. Under the existing conditions and industry background, both parties have designed a safe and most efficient payment system. Ping An Bank transferred the e-commerce transaction funds to a special account to be liquidated, which should be the money returned by Pinduoduo.

Banks can provide additional financial services for merchants and consumers, such as consumer loans based on credit card installment payment. By providing additional financial services, the relationship between banks, merchants and consumers will become closer and closer, forming an ecosystem. The more frequently merchants and consumers use the financial services of banks, the stronger the competitive advantage of banks as e-commerce.

Stable customers, large number, can find out the amount of funds of customers. Customers are in urgent need of products with stable income and anti-inflation, so they can contact customers directly. In the financial platform of e-commerce, third-party payment itself is the relying bank, so banks can operate directly, which has advantages over e-commerce.

Extended data:

USD /USW: This card has savings accounts such as current account and fixed account, and can handle savings deposits in currencies such as RMB, USD, HK$, Euro, Japanese Yen and British Pound, and can be used in all branches of Ping An Bank. ?

Transfer and remittance: Cardholders can handle the transfer and settlement of debit card accounts at the counters of our business outlets, telephone banking, online banking, ATM and CRS and other virtual/self-service channels.

Cash deposit and withdrawal: cardholders can deposit and withdraw money at the counters of our business outlets and self-service deposit and withdrawal equipment, or withdraw money at ATMs with the logo of "UnionPay" at home and abroad.

Shopping consumption: Cardholders can spend and pay at the POS of special merchants with "UnionPay" logo at home and abroad.

Investment and financial management: Cardholders can apply for smart seven-day notice savings deposits, get higher interest than ordinary seven-day notice savings deposits, and invest in stocks, funds, structured savings deposits, bank pooled wealth management products, trust products, insurance, securities pooled wealth management, gold investment and other financial products.

Payment on behalf of the cardholder: the cardholder can pay for more than 30 kinds of public utilities such as water, electricity, gas, telephone, mobile communication, cable TV, property management and insurance, and can also pay wages, bonuses, pensions and insurance survival funds on behalf of the cardholder.

At the same time, our bank cooperates with various ports, wharves or land ports, and the card can automatically deduct the fees when the vehicle passes through the gate or does not stop. ?

Comprehensive service: Inquiry: Cardholders can inquire about their debit card account balance and transaction details through virtual/self-service channels such as counters of our business outlets, telephone banking, online banking, ATM and CRS.

SMS: Cardholders can apply for SMS service through the counter of our business outlets or online banking. As long as the account changes, the "SMS" service will notify the customer by SMS as soon as possible, so that the customer can know the account changes in time.

References:

Baidu Encyclopedia-Ping An Bank