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How to print paper certificates of deposit after ICBC's mobile banking deposit?
Compared with mobile banking, paper certificates of deposit are not so convenient. Paper certificates of deposit should go to the bank, and you can't check the dynamics of your deposits at any time when you hold them in your hand. If you want to check deposits or withdraw money, you must go to the bank counter. You can't go through the formalities. At present, it is not convenient to withdraw paper certificates of deposit only from bank outlets in the same prefecture-level city.
Paper bank deposit documents and mobile banking client storage have their own advantages and disadvantages. Paper certificates of deposit are psychologically reliable; Electronic certificates of deposit are convenient for withdrawal and transfer.
The specific choice will vary from person to person. It is best for the elderly to have paper certificates of deposit. They are old-fashioned and unfamiliar with the functions of mobile apps. You don't need to transfer money frequently, you have a deposit slip at home, and you don't need to learn internet finance.
Mobile banking is much more convenient for young people. Not only is it convenient to transfer money, but it can also be transferred to Alipay to earn "zero deposit and lump sum withdrawal" and other businesses.
It is estimated that customers' electronic certificates of deposit are backed up in mobile banking, so don't worry about losing them. Transaction transfer is to bind the mobile phone number, which requires not only the password of mobile banking, but also the customer to fill in the mobile phone verification code to determine the transaction.
However, if one day your mobile phone is lost and a mobile banking APP is installed on your mobile phone, and others know your login password and can receive normal SMS verification, it may be that someone else has stolen your deposit, but I think the probability of this happening is very small.
Of course, for some elderly people, it is inconvenient for them to operate the mobile APP. I think it's better to keep paper certificates of deposit honestly. Some time ago, I just saw a news that an old lady went to the bank to deposit money because she was not familiar with mobile banking, and then asked the bank staff to help him register for mobile banking. As a result, the staff took advantage of this opportunity to transfer the money in her bank card. Everyone must pay attention to this risk.
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