Why is there no information when I swipe my credit card?

Why is there no SMS reminder for credit card consumption?

There are five possibilities:

1. SMS reminder service is not enabled for this bank card, or the mobile phone number is reserved incorrectly;

2. The change amount does not reach the SMS reminder amount;

3. The mobile phone or operator blocked the SMS number of the bank, and the settings can be changed for mobile phone problems. Operators can consult customer service if they have problems; 4. Problems in the banking system may cause delay, or poor signal may also cause information to be delayed or unable to be sent;

5. SMS fee deduction is unsuccessful for two consecutive months, and the status is arrears, and SMS reminder will not be sent.

Data expansion:

How to turn on the SMS reminder function:

1. Call the telephone bank to sign the mobile courier contract manually. According to the prompt, provide the bank and appropriate identity information, and you can open it.

2. Go to the local bank outlet with valid ID card and bank card, fill in the application form for business handling, select "SMS Reminder" in the column for business handling, and attach the commonly used mobile phone number to receive SMS.

What materials are needed for bank card processing?

Debit cards (transfer cards, special cards and stored-value cards)

You don't need much information if you want to apply for a debit card. Applicants can go directly to the bank counter with their ID cards and 50 yuan cash.

Matters needing attention in handling debit cards:

First, the annual bank card fee.

Some banks will charge applicants a certain annual fee, generally 10 yuan, which is charged once a year at a fixed time. If the bank card applied by the applicant is only used once, you can consider canceling the card after use to avoid paying more annual fees.

Second, whether to open e-commerce.

When handling bank cards, bank staff will actively recommend you to handle related electronic services, such as online banking and mobile banking. For this kind of business, customers can freely choose to handle it, and there is no binding. Users should handle it according to their own needs.

Third, the opening of third-party accounts.

Common tripartite accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers with financial needs in this area, when handling bank cards, they can ask bank staff to open them together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change banks, you need to cancel the contract of the previous bank account first.

Second, credit cards (credit cards, quasi-credit cards)

If you want to apply for a credit card, you need to prepare much more materials than a debit card. Applicants not only need to bring their own identity cards, but also need to provide local accounts or residence certificates. In addition, the applicant also needs to provide proof of personal work income, proof of assets and so on.

First, prepare information.

1, identification, household registration or residence.

Need to provide the identity information of the credit card applicant, such as: ID card, military officer's card (including a copy);

You also need to provide your home address, such as passport, household registration book and copy of residence permit.

2. Work certificate

It is also important to have a stable job and income. If you can't see the work certificate, the bank can't judge whether the applicant has the ability to repay, and it is very difficult to approve the card.

Bring the original work certificate issued by the employer (stamped with the official seal of the company) and a copy.

3. Proof of financial resources

For example: the bank running bill of the last three months' salary, the social security payment certificate, etc.

If you have a car and a house, you'd better provide real estate license and car driving license. These materials can prove the economic level of the applicant.

Second, fill out the credit card processing form and go to the bank counter to handle it.

Bring information to the bank counter, fill in the credit card application form, submit materials and apply for a credit card under the guidance of the staff.

Third, provide relevant information on the internet of major banks and get credit cards after verification.

China Bank didn't receive the text message after swiping the credit card.

I suggest you call China Bank Credit Card Customer Service Center at 4006695566 for consultation.

The above contents are for your reference. Please refer to the actual business regulations.

Credit card swiping without SMS prompt?

The reasons why you can't receive SMS when you spend money may be: the transaction amount is lower than the amount set by the branch or your own sending starting point; The service of SMS notification is in arrears, so you need to pay the arrears.

Or credit card agreed repayment or loan repayment. It is sent in batches, and the sending may be delayed; Error in registering mobile phone number when opening; The operator has a network failure, the mobile phone number has been blocked, or it was out of service at that time.

When the short message reception is abnormal in the short message service, the following methods can be used to deal with it:

(1) Please clear the SMS inbox, delete the intercepted software, turn it off 10 minutes and then restart;

(2) If you still can't receive it after the operation, you can put the mobile phone card in other mobile phones to rule out whether it is abnormal;

(3) If a bank account or online banking has been opened at the counter, you can re-sign the contract through the bank account "All-Assistant-SMS Notification-Maintenance/Cancellation" or online banking "Certificate Login-Security-Message Service";

(4) If it is unsuccessful or not opened, the householder can cancel and reopen it at any branch of China Agricultural Bank with his valid ID card and registered account (debit card or quasi-credit card), and the current settlement passbook can be handled at any branch of the first-tier branch where the bank is located.

There is a difference between a credit card and a debit card. The differences between these two cards are as follows:

1. Credit card is a consumer credit product, which is paid after consumption, and debit card is used after deposit;

2. Credit cards can be overdrawn, but debit cards cannot be overdrawn;

3. Credit cards have revolving credit lines, but debit cards don't (revolving credit refers to the credit line approved by the bank for the cardholder, and the debts used by the cardholder within the credit line need not be fully repaid, so a good credit record can be maintained only by stipulating the minimum repayment amount, and the credit line of the cardholder can be reused);

4. If the credit card holder needs to repay in full before the final repayment date, the shopping consumption can enjoy an interest-free repayment period;

5. Credit card deposits do not bear interest, and debit card deposits bear interest at the savings rate;

6. Credit card belongs to asset business and debit card belongs to liability business;

7. The issuance of credit cards needs to meet the relevant conditions (such as the situation of the work unit, the evaluation of repayment ability, the review of personal credit records, etc.). ), and debit cards only need to have an ID card;

8. Credit cards have anti-counterfeiting logo and UnionPay logo, while debit cards only have UnionPay logo.

Why is there no SMS prompt every time I swipe my credit card (Bank of Communications)?

Usually, if you don't receive a transaction SMS reminder, there may be the following reasons:

(1) The SMS reminder service of Bank of Communications has not been opened;

(2) The mobile phone number reserved in Bank of Communications is incorrect;

(3) Communication failure of the mobile phone number operator.

Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Credit card is a card with name, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Another way of saying credit card is credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to the credit and financial situation of users. Cardholders do not need to pay cash when using credit cards, and will make repayment on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account. 20 12 February, the bank confirmed that credit cards are safer without passwords. If it is stolen, it should bear the same responsibility as the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for withdrawal. 0.05% interest will be charged daily from the date of withdrawal, and the bank will also charge a certain percentage of withdrawal fees.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

(1) ordinary card. Ordinary cards are issued to cardholders with average economic strength, reputation and status, and the requirements for them are not high.

(2) gold card. Gold card is a senior credit card that pays a high membership fee and enjoys special treatment. The issuer is a person with high credit, strong repayment ability, good credit or a certain social status. The starting point of gold card authorization amount is high, the additional service items and scope are much wider, and the requirements for related service fees and deposits are relatively high.

Why not use a credit card? Let's call it a day without information introduction.