How long does it take for Linyi provident fund loans to be disbursed?

For housing provident fund loans, if the loan application materials are complete, the review time will not exceed 10 working days; if the loan issuance conditions are met, the disbursement time will not exceed 5 working days after mortgage registration.

Employees can apply for personal housing provident fund loans when purchasing, constructing, renovating, or overhauling their own homes.

Processing place: The management center and the window designated by the entrusted bank

Processing requirements:

1. Personal housing provident fund loan application form;

< p>2. Valid identity certificates such as ID card and military officer ID card, and valid residence certificates such as household register and temporary residence permit;

3. Proof of marital status;

4. Approved by the real estate administrative department Recorded contract (agreement) for the purchase of self-occupied housing; approval documents from the planning department for the construction and renovation of self-occupied housing, and project budget estimates; house ownership certificates, house safety appraisal certificates, and project budget estimates for overhauling self-occupied housing;

5. Down payment voucher or deed tax payment voucher and second-hand house valuation report showing a specified proportion of the total price paid;

6. Other certificates or materials required by the management center.

Processing process: Employees provide essential materials—the management center reviews—sign the contract—process loan guarantee mortgage—entrusted bank to issue loans