What is the bank transfer limit?

Now most people have bank cards, and bank card transfer is very convenient, so is there any restriction on bank card transfer? Let's look at the bank transfer limit. Let's have a look.

What is the bank transfer limit?

1. Counter transfer, the transfer amount is not limited (if the single amount reaches 200,000 yuan or more and the accumulated amount reaches 500,000 yuan or more on that day, you must show your valid identity certificate to confirm your identity).

2. Self-service equipment transfer: the maximum daily limit for single transaction and accumulation of each card is 50,000.

3. Mobile banking transfer: no more than 50,000 through SMS password authentication tools, and up to 500,000 through face recognition; No more than one million people have passed the authentication tools such as intelligent network shield, Bluetooth key and electronic token. There is no limit on the amount of transfer to my peer account, and it does not occupy the transfer amount.

4. Online banking transfer: SMS dynamic password: a single transaction every day, with a maximum daily accumulation of 50,000; Dynamic Tokens, Bluetooth Keys/Intelligent Network Shield: One sum per day, with a cumulative daily amount of one million.

Of course, these are for reference only. The transfer limit of different banks may be slightly different.

What should I pay attention to when transferring money from the bank?

1. Choose the appropriate transfer method according to your own needs and conditions. If the amount to be transferred is small and urgent, you can choose online bank transfer. If the amount to be transferred is large and it is not convenient to use electronic equipment, then you can choose ATM machine transfer or bank counter transfer.

2. Understand and abide by the bank's quota regulations and charging standards. Before transferring money, investors should first inquire about the specific limit provisions and charging standards of bank transfer, and make adjustments and plans according to their own actual conditions. If the transfer exceeds the limit or the cost is too high, you can consider batch transfer or other methods.

3. Protect personal information and financial security. When transferring money, investors should pay attention to protect their passwords, card numbers, short-term verification codes and other important information, and don't disclose it to anyone to avoid being deceived.

The above points are some matters that should be paid attention to when bank transfers, and I hope to help you.