Excuse me. Will it be collected after the Spring Festival expires?

Excuse me. It's usually three days overdue. Usually, the loan has a grace period of 3 days, and the user only needs to pay off the arrears within the last three days of the repayment period, which will not be considered as overdue repayment. However, if the user has passed the grace period, then the loan will be collected by SMS, telephone and other means. If the user is in arrears for a long time and the overdue amount is high, then the loan will freeze the user's personal account.

Under normal circumstances, if you borrow money and don't pay it back within the time limit, the family won't accept it. Under normal circumstances, Alipay officials will collect money by phone or SMS, and if the overdue situation is serious, they will take legal measures directly. If the overdue time is too long and the amount is large, it will directly sue the court, which will also have a negative impact on personal credit information.