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How much is the annual fee for the corporate account of the bank?
Company accounts refer to basic account, general accounts, temporary accounts and special accounts.
A company can only open one basic account, and a company can open as many accounts as it needs. China People's Bank account management regulations: An enterprise can only open one basic account, but it can open multiple ordinary accounts. If there is another account to withdraw cash, and the investor has a certain special purpose, he can apply for a special account in the bank or withdraw cash.
Basic deposit: basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic deposit account in one bank. Depositors can only withdraw wages, bonuses and other cash through basic account.
General deposit: A general deposit account is a bank settlement account opened by a depositor in a banking institution other than the bank that opened basic deposit account for loan or other settlement needs. This account can handle transfer settlement and cash deposit, but it cannot handle cash withdrawal.
Special deposit: A special deposit account is a bank settlement account opened by depositors for the special management and use of their special funds in accordance with laws, administrative regulations and rules. Special deposit accounts are used to handle the receipt and payment of various special funds. The special deposit account that allows cash withdrawal must be approved. Capital construction funds, transformation funds, extra-budgetary funds, grain, cotton and oil purchase funds, unit bank card reserve funds, securities trading settlement funds, futures trading deposits, interbank funds deposited by financial institutions, income remittance funds, business expenditure funds, party organization funds, the Communist Youth League's own trade union funds and other funds that need special management and use according to regulations can apply for opening special deposit accounts.
Temporary deposit account: a temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a certain period of time. Used to handle the receipt and payment of funds for temporary institutions and depositors' temporary business activities. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant state regulations on cash management. Opening scope of temporary deposit account: establishment of temporary institutions, temporary business activities in different places, and registration and capital verification.
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