Template for correctly writing IOUs

The correct writing of IOUs: IOUs should include the following contents: borrower, borrower, loan amount, loan time, repayment time, reasons for borrowing or owing money, whether there is interest, and interest calculation standards.

An iou shall contain the following contents: borrower, borrower, loan amount, loan time, repayment time, reasons for borrowing or owing, whether there is interest and interest calculation standards, etc. Among them, if it is a loan between natural persons, it should indicate their respective ID numbers, addresses, contact information and other information.

The title of the stage head is marked with the word "IOU"; Write clearly the purpose or purpose of the loan to prevent the borrower from using the money for illegal purposes; The IOU shall clearly state "how much money has been received from the lender (indicate the currency)", emphasizing that the money has been actually delivered; Write down the borrowing methods, such as "cash", "bank transfer", "Alipay transfer" and "WeChat transfer", and keep relevant transfer vouchers.

The names of the borrower and the lender shall be the same as those on the ID card, and the ID number shall be attached to the name to confirm the identity; The loan amount should be written in Arabic numerals and capital numerals at the same time to avoid disputes; The loan term should be clearly defined.

The loan interest rate should be clearly defined as annual interest rate or monthly interest rate (according to the latest judicial interpretation, the upper limit of judicial protection of private lending interest rate is determined based on the one-year loan market quotation (LPR) published by the National Interbank Funding Center authorized by the People's Bank of China on the 20th of each month).