When buying a new house, do you apply for a loan yourself or go to the sales office to apply?

If there is cooperation between the real estate and China Merchants Bank, there are generally staff stationed in the sales office, and you can submit a loan application directly through them; If there is no cooperation, you can also submit a house purchase application through the personal loan department of the local China Merchants Bank outlet.

Note: It must comply with the local housing purchase policy, and the age plus loan period shall not exceed 70 years. At the same time, it is necessary to provide proof materials such as use certificate, identity certificate and income certificate. Please contact the personal loan manager for details.