After negotiating with the bank for repayment, will the agreement be printed or electronic?

After successful negotiation with the bank, there is usually a written contract. On the premise of asking you to pay back or bring a lawsuit to the court, there is no problem as long as the debt amount of your card is negotiated. So, if you think this agreement is necessary, you can ask the relevant bank staff for it.

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I. ways to deal with negotiations and preparations after the deadline.

1, go to a civil law firm to consult with a lawyer. This method is faster, but it requires a certain fee for the lawyer. I believe everyone is unwilling to take this money. Then you can try the second one.

2. By complaining about the unreasonable behavior of the bank to which the overdue credit card belongs, request the bank to intervene and coordinate, and point out that it is willing to resolve the dispute by stages in the form of consultation.

If J accepts it, the bank will stop the dunning and call to negotiate the installment. So, please don't turn off your phone again to avoid dunning.

Second, the method of complaining to Yin Bao J Administration Bureau

1, telephone complaint

2. Email complaints

3. Written complaints should be sent to Yin Bao J Administration of our bank.

Four. Handling methods of bancassurance j administration

The first time you complain, you will be allowed to negotiate with the bank yourself. If the negotiation is unsuccessful or the result is not satisfactory, you can make a second complaint, list the unreasonable requirements of the bank and explain how many installments you want, but the number of installments should be within a reasonable range.

It is usually a few days after the intervention of Yinbao J Administration, and the second complaint is about one month.

Five, the bank insurance j administration of banks.

1, Shenzhen Yin Bao J Administration: CITIC, Ping An and other banks.

2. Shanghai Yin Bao J Administration: Shanghai Pudong Development Bank, Bank of Communications, China Merchants Bank, Industrial Bank, Shanghai Bank, Bank of East Asia and Citibank.

Six, the bank's staging method

China Merchants Bank, Shanghai Pudong Development Bank, Bank of Communications, Xingye, China Everbright and Guangfa are all free installments. If the overdue time is longer, or the cardholder who requires a shorter installment time, a part can also be appropriately reduced.

CITIC and Huaxia don't want liquidated damages. After signing the contract successfully, they will pay 10% of the total amount owed for the first time, and the rest will be paid in installments for free.

People's livelihood only needs to pay back the principal, and pay back the arrears of 10% for the first time, and charge a handling fee of three thousandths for each subsequent period.

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