Financial knowledge number 1 1: Fixed investment of the fund.

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Automatic investment plan

-Automatic investment plan-

First, what is the fixed investment of chicken essence:

1, regular fixed investment

Regular fixed investment refers to a fixed amount of investment in a chicken on a fixed date. It can be fixed by day, week or month. For example, it is set to invest in 200 yuan of a certain fund every Thursday, and then automatically invest in 200 yuan on time every Thursday (regardless of the fund's ups and downs).

2. Regular fixed investment

At present, there is also an intelligent fixed investment: fixed investment. The investment date is fixed, such as every Thursday. However, the investment amount is not fixed (set an investment range, such as 200-500), mainly based on the fund's ups and downs to adjust the chicken essence to buy more and the chicken essence to buy less.

For example, if the fund falls sharply on Thursday, the system will automatically help you invest 500 yuan. If the fund rises sharply on Thursday, the system will help you invest 200 yuan.

Second, the fund fixed investment case:

1, regular fixed investment:

For example, 20 yuan buys a catty of cherries, 15 yuan, 18 yuan. The average cost is (20+15+18)/3 =17.67 yuan.

2. Fixed investment:

For example: 20 yuan buys 1 kg of 20 yuan when she is a catty; 1When 8 yuan is a catty, buy 2 jins of 36 yuan; That 15 yuan buys 3 Jin of 45 yuan a catty; The average cost is (20+36+45)/3- 16.83 yuan.

Third, what are the benefits of chicken essence investment?

(1) The threshold for fixed investment is very low, and you can invest 10 yuan or 100 yuan.

(2) You can invest a small amount of money that you don't need in the short term, and it won't cause us too much psychological pressure and burden.

(3) Fixed investment can make many a mickle, and compulsory savings can be made.

(4) Share the investment cost equally and reduce the risk.

4. How much investment is appropriate?

Generally, it can be fixed at (income-expenditure) /2 or 10% of monthly income. It depends on individual circumstances.