How to activate the industrial bank credit card

How does the Industrial Credit Card Activation Process activate the Industrial Credit Card?

Every new credit card needs to be activated before it can be officially used. An inactive credit card is just an invalid card, which may even bring you the risk of being stolen. Today, I will introduce the activation process of Industrial Credit Card and see how to activate Industrial Credit Card.

There are many ways to activate Industrial Credit Card, which can be activated through SMS, online banking, mobile banking, customer service phone, official WeChat account and bank outlets. In order to help Industrial Credit Card holders activate their new cards smoothly, here is a detailed introduction to the activation process of Industrial Credit Card:

1, SMS activation

Edit the short message "Credit card 3 1 last four digits" with the mobile phone number reserved by the issuing bank and send it to 9556 1. After receiving the reply, the SMS card can be activated successfully.

2. Online banking

When logging into a personal online banking account, there is a "card activation" platform under the "online banking" column on the homepage of the credit card center. Credit card, ID number, the last three digits of the signature column on the back of the card and SMS verification code are required to activate the card.

3. A good APP

Log in to the personal Industrial Bank mobile banking account, and the "Account" page provides the "Activation Card" entrance. Users can activate it by providing the cardholder's personal information and credit card information.

4. Customer service telephone number

Call the Industrial Credit Card customer service phone number 9556 1 directly, follow the voice prompt of the customer service, and complete the identity verification to activate the card.

5. WeChat official account

How to activate the industrial bank credit card

There are usually three ways to activate a credit card:

To activate through the counter of the bank where the credit card is located, I need to come forward and my original ID card and credit card;

Call the credit card service phone on the calling card to activate;

Log in to credit card online banking and activate online. Service phone activation method:

Call the 24-hour customer service hotline displayed on the back of the credit card, select the corresponding language, and enter the cardholder password and inquiry password; According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management";

Industrial Bank, a subsidiary of Industrial Bank Co., Ltd., was established in 1988. It is a bank that issues short-term, medium-term and long-term loans. Credit card business is one of the main businesses of Industrial Bank, so what about the credit card of Industrial Bank? As far as we know, the credit card of Industrial Bank is good.

Advantages of Industrial Bank's credit card, such as:

1. When spending by credit card, overdraft and a certain period of interest-free period are equivalent to applying for a short-term interest-free loan from the bank;

2, credit cards do not give change, hehe, in fact, debit cards can also be swiped, but as far as the current situation is concerned, everyone is still willing to swipe credit cards, because in general, debit cards are used for savings, while credit cards are used for consumption;

3. You can set up your own credit record and enjoy certain discounts when dealing with banks in the future. Some relevant government policies are being introduced one after another. A good credit record will enjoy certain benefits in future financial services, but it is also limited.

It is still useful for me to cultivate a concept of financial management. It's better to go to the bank once a month to pay back the money. The bill has consumption details, depending on what I spent this month and where I spent it.

5. The credit card design is diverse and beautiful, which is better than the debit card.

Disadvantages:

1. As most people say, I am worried that my credit card will be stolen, because many credit cards can be traded without password verification. Once lost, I may be maliciously overdrawn and stolen, and there is still a chance to recover it at that time;

2, running the bank every month, afraid of trouble, hehe, once or twice running slowly, you have to pay back the bank debt and interest, which is a problem.

The longest interest-free repayment period for credit card consumption is 56 days. If you withdraw cash, it is five ten thousandths of the daily interest.

Credit card and debit card are corresponding concepts, and the main differences between them are as follows:

1, different definitions: Credit cards are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, and they will pay back the bill when it is issued; Debit card refers to a bank card with no overdraft function after deposit (or cash withdrawal);

2. Different ways of use: credit cards are debit cards, which can be used first and then returned, while debit cards are savings cards, which must be deposited first and then used, and cannot be overdrawn;

3. Whether there is interest is different: credit card deposits have no interest, demand deposits on debit cards count as current interest, and time deposits count as regular interest;

4. Whether it affects the credit of cardholders is different: overdue bills of credit cards will add penalty interest, and it will affect personal credit. Debit cards will not have bills, and personal credit will not be affected by bank card fees.

Do I need to go to the bank to activate the Industrial Bank credit card for the first time?

The activation method is as follows:

1. Open Baidu search, enter "Industrial Bank" in the search bar, find Industrial Bank official website after the search and click Enter.

2. After entering official website of Industrial Bank, find "Credit Card" and click Enter.

3. After entering the credit card, find the item "Online Banking" and click Enter.

Four, after entering the online banking, find a "card activation", click enter.

5. After the card is activated, enter the corresponding information of the credit card, and then get the SMS verification code. After verification, the credit card can be activated.

I handle the Industrial Bank Card. How do I activate the card?

1. The debit card of Industrial Bank needs to be activated at the counter of the business outlet of Industrial Bank with the original ID card and bank card.

Second, the Industrial Bank credit card can be activated by calling the Industrial Bank customer service phone.

Three. Industrial Bank Credit Card can also be activated by Industrial Bank in official website. The specific method is as follows:

1. Open Baidu search, search Industrial Bank, find Industrial Bank official website, and click Enter.

2. Find "Credit Card" after entering official website of Industrial Bank, and then click Enter.

3. After entering the credit card, find the item "Online Banking" and click Enter.

4. After entering, find the item "Card Activation" and click Enter.

5. After the card is activated, enter the credit of the credit card, ID number and the last three digits of the signature column on the back of the card, and activate the credit card after SMS verification.

So much for the introduction of how to activate Industrial Bank's credit card.