What do you mean by being reminded of the payment express?

The overdue information will be reported to the personal credit information system of China People's Bank.

The reminder that installment repayment is about to be reported to the credit bureau means that when using a certain financial product or service, overdue repayment is overdue, then these overdue information will be reported to the personal credit information system of the People's Bank of China, which is what we often call credit information. Credit investigation is a system to record personal credit status, including loans, credit cards, guarantees and other information. With a good credit record, it is easier to get approval when applying for loans, credit cards or other financial products and enjoy lower interest rates.