What does it mean that the ICBC Credit Card Center sends a text message saying that the application has passed?

Credit card application was successful.

Because the credit card application was sent by mail after being approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening procedure before it is officially opened. Card opening is mainly through telephone or Internet. , check the relevant personal information provided at the time of application, and complete the card opening procedures after meeting the requirements. At this point, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After the credit card is opened, it is generally necessary to set a password for the card.

Credit Card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service. Generally, it is a special carrier plastic card for consumer credit, which is 85.60mm long, 53.98mm wide and 1 mm thick. It is issued by banks to individuals and units, through which they can shop, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards usually refer to credit cards.