If someone defaults on an online loan and fills in his number, can he call the police if he keeps sending messages?

Harassment can be reported to the police

It should be that the person who provided the loan filled you in as a contact person or had you in his address book, but he did not pay back the money in time, so he harassed you. To force him to pay back the money, I suggest you clarify your relationship with the company or call the police.

Sending your friend a photo of his ID card is a crime. Collect audio recordings, videos, text message screenshots, chat records, etc. Scan and print, prepare copies of the evidence, and then file a report. He reported to the police that he had been subjected to long-term violent threats and was unable to live a normal life. With this evidence, you can also sue Home Credit and ask them to compensate you for your mental damages. Also, they are leaking your personal privacy and publicizing it, which is also illegal. Article 246 of the Criminal Law: Anyone who openly insults others by violence or other methods or fabricates facts to slander others, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance, or deprivation of political rights. Door-to-door collection is a crime of illegal intrusion into a residence, which is punishable by three years. If you want to consult, you can privately send me the "Guiding Opinions on Several Issues Concerning the Handling of Criminal Cases of Underworld Forces", which clearly points out that those who use "soft violence" to commit crimes must be punished in accordance with the law. Crime refers to the behavior in which evil forces, in order to seek illegal benefits or create illegal influence, use means such as nuisance, entanglement, noise, and gathering crowds to infringe personal rights and property rights, disrupt economic order, and social order, thereby constituting a crime. The "Guiding Opinions" also point out that although violence and threats are not obvious, they are actually based on the power, influence and criminal capabilities of the organization and are based on the realistic possibility of violent threats, which are enough to cause fear and panic in others, thereby forming psychological Coercion or means that are sufficient to affect or restrict personal freedom, endanger personal and property safety, or affect normal production, work, and life, are "other means" in behavioral characteristics, including but not limited to so-called "negotiation", "consultation", "mediation" and Means such as nuisance, entanglement, making noise, gathering crowds to build momentum, etc. According to the "Regulations of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases", the sum of loan interest and liquidated damages cannot exceed the annualized interest rate of 24%. If the amount exceeds 24%, departmental laws will not protect it. The Supreme People's Court issued the "Notice of the Supreme People's Court on the Proper Trial of Private Lending Cases in accordance with the Law" (hereinafter referred to as the "Notice"), stating that in private lending cases, illegal misappropriation is suspected through "falsely increasing debts" and "charging high fees". New criminal behaviors such as "routine loan" fraud of property have put forward the trial idea: they should be criminally cracked down.