Will the Bank of China send a text message saying that it will be blacklisted?

Legal analysis: this kind of information is generally classified as fraudulent information, and there will be a phone call inside, which is generally related to fraud.

Legal basis: Regulations on the Administration of Credit Information Industry

Article 13 Personal information shall be collected with the consent of the information subject, and shall not be collected without its consent. However, information disclosed in accordance with laws and administrative regulations is excluded. Information related to the performance of duties by directors, supervisors and senior managers of an enterprise shall not be regarded as personal information.

Seventeenth information subjects can inquire about their own information from credit reporting agencies. The subject of personal information has the right to get my credit report twice a year for free.