CCB will apply for a fixed amount immediately after the temporary amount is paid off.

The temporary credit line of CCB credit card expires. If it has been paid off, you can apply again on the same day, and vice versa. The system will automatically approve CCB's application for temporary credit line. The specific application method is as follows: edit the short message "Last four digits of CCTE# card number # Amount to be adjusted" and send it to 95533 to apply for increasing the temporary limit (it must be sent by using the mobile phone number of the reservation bank). "Expected adjustment amount" refers to the adjustment of the amount. If the amount is 10000 yuan and the application is adjusted to 15000 yuan, enter 15000 yuan. Call the customer service number of CCB, select "Quota Inquiry and Adjustment" in the voice menu, and apply according to the voice prompts.

Temporary credit card limit is simply a temporary increase in credit limit, which can be used for a short time. Unlike a fixed credit line, credit cannot be extended cyclically. Upon expiration, the credit line will be restored to the previous fixed credit line, also known as temporary credit line. Temporary credit line, as its name implies, is the total credit line temporarily increased by banks to meet the temporary needs of customers on the basis of permanent credit line. According to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line, and it has a certain validity period. When the fixed credit limit of your credit card is not enough, you can call the credit card center of the issuing bank and ask the customer service to temporarily increase the credit limit within a certain period of time. The customer service will determine whether the credit limit can be temporarily increased for you according to your card use record, and the credit limit will be transferred back to the original fixed limit after the specified time.

Temporarily increase the credit limit to avoid credit card overdraft. In fact, every credit card has a hidden limit. When you maxed out your credit card, it's easy to use the over-limit line. Once the overrun is used, it means paying a high overrun fee. Many consumers have a bad grasp in the process of shopping, and credit cards are often maxed out. I suggest you apply to the bank in advance to increase the temporary limit, which will not only avoid the explosion of credit cards, but also increase the credit limit.

Increasing the temporary credit line allows cardholders to enjoy the convenience of spending during the peak consumption period, but the temporary credit line does not enjoy revolving credit. The actual credit limit of the credit card exceeding the original credit limit will be included in the minimum repayment amount of the current statement, which needs to be paid off in one lump sum before the due repayment date. Temporary restrictions should be used skillfully. Most banks can't choose installment repayment or minimum repayment amount when repaying credit cards within the temporary limit, so if they don't repay in full within the time limit, they will be charged the maximum 5% overrun fee, which will even affect their credit history.