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How to actively repay blue-collar loans? Do you need SMS verification code?

What are the application conditions for personal credit loans?

1. China citizens with permanent residence in China, permanent residence in cities and towns and full capacity for civil conduct;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. Obtaining a personal credit rating above Grade A in China Industrial and Commercial Bank;

5. Open a personal settlement account in China Industrial and Commercial Bank;

6. Other conditions stipulated by the bank.