How long does it usually take for CITIC Credit Card to be raised? Mine is only 3000 yuan, and I spend it every month. Will I receive a text message when I raise the amount?

You can apply for cash withdrawal after using the credit card for 3 months.

(1) Temporary quota increase

If there is a big consumer demand in a short time, you can call the credit card customer service hotline and ask for a temporary increase in the quota. If the bank meets the requirements of temporary adjustment, the temporary limit adjustment can be realized within 24 hours. The temporary credit line is valid for 30 days, and the credit line will be automatically restored to the original credit line after expiration.

(2) Long-term quota increase

When you need to increase the credit limit for a long time, you can call the credit card customer service hotline, and the bank will handle the demand for permanent adjustment in time according to the cardholder's credit card status and credit status:

1, frequently use credit cards to win by swiping the cards. In daily life, credit cards are used wherever you can swipe your card. Regular use will definitely help cardholders to increase their credit limit as soon as possible.

2. Ensure the amount of credit card spending every month. It is best to generate at least 30% of the total credit card consumption records every month. If it lasts for more than half a year, the banking system can easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.

3. Ensure that the credit card can be repaid in full and on time. This is very important for credit card holders who want to raise the limit. If you can't repay in full and on time, there will be a bad record of credit card repayment, which will not only affect the cardholder's personal credit information, but also greatly extend the time for credit card to increase the credit limit.

4. Enrich the consumption types of credit cards. Different consumption types will reflect cardholders' different consumption concepts and spending power, and will also affect the progress of credit card promotion to some extent. Within the scope of our power, we will increase the opportunities for large-scale credit card spending to promote the credit card limit as soon as possible.