Is it too much for Zhongyuan Consumer Finance to show that the specific account is based on SMS?

No, it depends on whether you have received the account or how much you have received. Generally, the loan application of Zhongyuan Consumer Finance will be reviewed within 1-3 working days, and it will arrive in about 5 minutes after it is approved. If you don't receive an audit call or refuse to accept it during the audit, it will also delay the next payment. Therefore, you must pay attention to answering the phone when auditing. The audit call starts at 073 1.

Zhongyuan Consumer Finance is affiliated to Henan Zhongyuan Consumer Finance Co., Ltd., and its main business includes issuing personal consumption loans; Accept deposits from domestic subsidiaries and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance. Henan Zhongyuan Consumer Finance Co., Ltd. was established on February 29, 20 16, 16, and registered at Building 990000, Kangning Street, Zhengdong New District, Zhengzhou City, Henan Province. Its shareholders include Zhongyuan Bank Company Limited and Shanghai Yiqian Network Information Technology Co., Ltd. ..

2065438+In September 2009, with the approval of Henan Banking Insurance Regulatory Bureau, the company introduced Huaping Investment as a new shareholder. The products launched by Henan Zhongyuan Consumer Finance include cash withdrawal and Yongxiang loan. When handling Yongxiang loan, users can choose different repayment cycles, which are 3, 6, 9, 12, 24 and 36 times respectively. Users can choose according to their actual situation, and can repay the loan at any time after borrowing. Users must repay the loan on time after consuming financial loans in Zhongyuan, and there can be no overdue repayment, because there will be penalty interest after overdue, and the longer the time, the more penalty interest will be generated. In addition, overdue repayment will lead to poor personal credit reporting. The deterioration of credit information will affect the handling of loans.

There are many loan products of Zhongyuan consumer finance, and the loan interest is also different.

1. elite loan elite loan is a loan product specially provided for office workers. The lowest daily interest rate is 0.03%, and the loan term is 3, 6, 9, 12. The elite loan of 65,438+00,000 yuan will generate interest 3 yuan, and the converted annual interest rate is 65,438+00.8%.

2. The loan interest for withdrawal shall be calculated on a monthly basis. The minimum monthly interest rate is 0.75%, the converted annual interest rate is 9%, and the loan period is 3-24 periods. At present, the interest rate of micro-loans like Alipay Ant and WeChat is generally 0.03% or 0.04%, so the interest rate of consumer finance in Zhongyuan is not high.