Is the online banking of China Bank good?

Service function:

The transaction is safer: BOC online banking logs in through three lines of defense (username, password, dynamic password; After logging in, you need to enter the dynamic password again for authentication when making important transactions; When the third-party transfer or online payment transaction exceeds a certain amount, on the basis of dynamic password verification, SMS verification code verification is added) and nine protection measures (security control, BOC mailbox, reserved welcome information, login protection, login monitoring, transaction limit control, session timeout control, key account information shielding, and safe exit button) are taken to ensure the safety of customers' funds and information.

More favorable service: You can get a dynamic password card, a security authentication tool, for free by using BOC Online Banking, and enjoy preferential rates for transfer and remittance, fund subscription, fixed investment, and even online payment with special surprises.

Service function:

Account inquiry: After your Great Wall electronic debit card, Great Wall RMB credit card, China Bank series credit card, current all-in-one card and fixed all-in-one card are associated with online banking, you can inquire the balance, account details and transaction details of all related accounts. In addition, online banking will also provide you with a summary report of personal assets, so as to realize your comprehensive grasp of personal assets.

Self-service account association: you can associate your own account (Great Wall electronic debit card, China Bank series credit card, Great Wall credit card, active book, fixed book, etc.). ) Enter online banking through online banking self-service. After the account is successfully associated, you can immediately view the details of the account in the bank account function.

Domestic transfer and remittance: Bank of China online banking provides you with inter-account transfer, intra-bank transfer and inter-bank transfer, in which intra-bank transfer can be made to the corporate account of Bank of China. The transfer method can be instant transfer or appointment transfer. After submitting the transfer and remittance instruction, the system can send remittance information notice to the payee according to the mobile phone number and remittance purpose you set.

Cross-border remittance: it provides you with the cross-border remittance function of nine foreign currencies, including British pound, Hong Kong dollar, US dollar, Japanese yen, Canadian dollar, Australian dollar, Euro, Swiss franc and Singapore dollar.

Active collection: You can send a collection instruction to a non-inquiry customer who has opened online banking or mobile banking in our bank to ask the other party to pay; You can also pay the collection instructions sent by others.

Time deposit: You can add or withdraw time deposits online, and handle the installment and renewal of education savings. The seven-day notice deposit opened through online banking can be transferred by agreement, and there is no need to inform the bank before withdrawal.

Self-service payment: you can pay various daily expenses such as mobile phone fee and fixed telephone fee online.

Settlement and sale of foreign exchange: You can exchange your foreign currency into RMB or purchase foreign exchange in RMB through online banking, and you can also check the details of settlement and sale of foreign exchange submitted through online banking.

Credit card: you can inquire about credit card billing information and make credit card repayment; Can realize foreign exchange repayment between credit cards under my name or use the RMB balance of dual-currency credit cards to pay off foreign currency arrears; Ordinary current account, current all-in-one, Great Wall electronic debit card or Great Wall RMB credit card are bound with China Bank series credit cards and Great Wall RMB credit cards to realize automatic repayment of credit cards.

Online payment: You can open online payment service through online banking and set up one or more bank card accounts for online payment. When confirming payment, you need to enter a dynamic password for security authentication to ensure the safety of your funds; You can check the online payment transaction records in the past year.

Inter-bank interconnection: provide you with inter-bank account information inquiry and real-time transfer of inter-bank account funds through online banking.

Loan management: provide you with historical repayment records, overdue loans and remaining loans to be repaid online; Provide advance payment calculation service.

Investment transaction: provide you with rich online investment services such as foreign exchange, gold, funds, third-party depository, B-share bank-securities transfer, bank transfer and book-entry treasury bonds. , to help you preserve and increase your wealth.